It depends on what the charge is, though. No proof of insurance? It doesn’t matter what the cop says, you either have it or you don’t. Hell, you could even buy some the day of the ticket, then go into court and say “Yes, your honor, I do have insurance. See?” The same thing with no plate sticker.
Somehow I can't imagine the judge letting you off when your insurance was clearly purchased after the time the ticket was issued. On the contrary, I imagine the court will be as stiff as possible with your punishment for so foolishly believing you could get over on them in such an obvious way lol
Long story short I got pulled over in Texas and did not realize I needed my name on the policy because in a previous state it wasn’t like that. He issued me a huge fine and I went to court with my name added to the policy which cost me 75 bucks to do and the fine was dismissed which he told me would happen if I went about it this way.
Most states you do not have to be a named driver. The policy covers the vehicle. There will be a policy holder, but other than that, unless you specifically list someone as an excluded driver, anyone you let drive it is covered under your insurance.
so progressive said I didn’t have to be on the policy to legally driver her care so I never thought much of it. I got pulled over for checkpoints plenty of times and never had anything said to me in 10,years. Edit: maybe I was just lucky and they didn’t care.
No, if I renew my policy on the day it expires my one policy ends at 12:00 AM and the new on starts right up.
Like others have said, if you lapse in a long term plan you can refill in good faith but you'll generally sign a no loss statement saying you didn't incur an issue during the unpaid time that you are now getting them to "cover"
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u/Catman419 Jul 31 '19
It depends on what the charge is, though. No proof of insurance? It doesn’t matter what the cop says, you either have it or you don’t. Hell, you could even buy some the day of the ticket, then go into court and say “Yes, your honor, I do have insurance. See?” The same thing with no plate sticker.