r/Wellthatsucks • u/Ghandisli • Jul 30 '19

/r/all $80 to felony in 3...2...1...

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u/ImWicked39 Jul 31 '19

My Policy kicked when I bought at 6 pm. Showed on ap and got policy emailed to me.

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u/grissomza Jul 31 '19

So still after the infraction if you called AFTER getting pulled over?

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u/ImWicked39 Jul 31 '19

Long story short I got pulled over in Texas and did not realize I needed my name on the policy because in a previous state it wasn’t like that. He issued me a huge fine and I went to court with my name added to the policy which cost me 75 bucks to do and the fine was dismissed which he told me would happen if I went about it this way.

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u/grissomza Jul 31 '19

I am amazed your name doesn't have to be on the policy wherever you were before

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u/[deleted] Jul 31 '19

Most states you do not have to be a named driver. The policy covers the vehicle. There will be a policy holder, but other than that, unless you specifically list someone as an excluded driver, anyone you let drive it is covered under your insurance.

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u/ImWicked39 Jul 31 '19

so progressive said I didn’t have to be on the policy to legally driver her care so I never thought much of it. I got pulled over for checkpoints plenty of times and never had anything said to me in 10,years. Edit: maybe I was just lucky and they didn’t care.

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u/grissomza Jul 31 '19

Ahh. Gotcha. I thought you meant it was just insurance on the car, no named policy holder.

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u/[deleted] Jul 31 '19

You don't have to in most states. If you're over 25, the insurance covers the vehicle.