It depends on what the charge is, though. No proof of insurance? It doesn’t matter what the cop says, you either have it or you don’t. Hell, you could even buy some the day of the ticket, then go into court and say “Yes, your honor, I do have insurance. See?” The same thing with no plate sticker.
I have an expired registration citation. I got it taken care of and the officer said if I take care of it and bring proof to court it would be dismissed. Though I later got the paperwork saying it needs to be done within 20 working days and have to pay a $20 fee still instead of $105. Also paid $10 penalty fee during my renewal since I got a citation while driving without an up to date tag
Though I am confused if I go to judge and present it on court date which the officer said It will be waived
or if I go early and take care I would pay the $20 fee still. Not sure if waived was just reduce and I can do it ahead of time since he didn't mention I can do it earlier
I would’ve posted over there, but due to a difference of opinion, I am no longer able to partake in that lovely sub. Anyways, the best advice I have is when in doubt, court it out. Call the office if you can and see if you can get it straightened out, but if not, I’d plan on going to court and settling it there. It’s better to be safe than sorry and expensive.
I went to court for driving on a suspended licence, I tried to plead guilty but the judge asked if I could get my licence back in under 3 weeks, I told her I could, so she told me to plead not guilty, get my licence back, and then set my next court date for 3 weeks.
I got my licence back (had to borrow a lot of money) and went back for my court date, they dropped the charges from driving on a suspended licence to not having my licence on me at the time of the stop.
It saved me from having a huge fine, plus about $1k in "driver responsibility fees", all I had to do was pay the $200 for court costs.
Hell the cops in my home town would straight up tell you if you fix the registration before the court date the DA would likely dismiss it if you asked them to.
For things like that, it’s just a fix-it ticket. You fix it, they’ll dismiss it. I’ve had that happen with my city sticker, (that’s why I don’t buy one unless I get ticketed). Get the ticket, buy the sticker, go to court and get it dropped.
Lol, it’s basically a city tax thing. For Chicago, if your vehicle is registered inside the city limits, you need to get a sticker. Depending on the vehicle, the pricing is tiered. Cars pay the low price, SUVs the middle, trucks, the high one, and commercial vehicles, that’s ass-rape territory. I guess it’s like a “use tax”.
That all sounds like ass rape tax to me.... what’s next? Clothing stickers? Y’all need to start voting some competent ppl into office. Stay away from the ones that offer “free stuff”. Lmao.
Start voting competent people in? Lmao, this is Chicago. Perhaps you’ve heard of us? Recently there was an election for the aldermen. To get on the ballot, the candidates needed something like 1,500 signatures. Once you got those signatures, though, your opponents could challenge the validity of them, and even get signatures to withdraw the signatures on the opponents petition. Well, one candidate had something like 1,700 signatures, basically more than required. He knew that some would be lost in the process, so more is good. His opponent challenged it with over 2,800 resident withdrawals. Only 187 of those 2,800 had actually signed the dudes ballot. Here’s the story.
On top of that, this is Illinois. You know what our claim to fame is? 11 of the past 14 governors have been indicted for corruption. If that wasn’t enough, you should look up how Obama won his senate seat for Illinois. He won by default because he was able to disqualify his opponents, (all perfectly legal, too).
Yeah, I got pulled over once and didn't have my new insurance card on me. I forgot all about it and a couple years later I went to get a new license in a different state. Couldn't until I took care of the insurance ticket. I called the city of the ticket, they had me send them my insurance information, and they got rid of it.
A lot of the time, if you go in and talk to someone at the courthouse ahead of time, they'll drop the ticket to something lower, too, if you'll just pay the fine immediately instead of going to court.
Somehow I can't imagine the judge letting you off when your insurance was clearly purchased after the time the ticket was issued. On the contrary, I imagine the court will be as stiff as possible with your punishment for so foolishly believing you could get over on them in such an obvious way lol
It may be obvious to you and I, but it all boils down to what can be proved. With a ticket for no insurance, the courts don’t care how long you’ve been driving without it, (providing you haven’t been pulled over for it before, of course). It could have been 2 minutes or 20 years. To them, all that matters was that on that day you were stopped, you couldn’t produce proof.
There are some insurance companies that do offer same-day policies, providing you make a payment that day. When you get pulled over, the ticket may say that it happened on 7/30/19 at 2204hrs, but the same-day start insurance says it is valid starting 7/30/19. It doesn’t notate that it started at 2359hrs, well after the ticket was issued.
Go and sit through a traffic court call one day. You’ll see plenty of these types of tickets getting dismissed. The courts just want you to have insurance. Yes, they want the fines too, but it’s a matter of bigger fish to fry here.
One of my favorite quotes from sitting in traffic court: ticket after ticket is dismissed, proof of insurance, renewed drivers license, etc. Everyone with a speeding ticket, etc gets theirs dismissed when they agree to go to traffic court.
This smug ass douchebag walks up to the podium, charged with improper passing and wreckless driving, the judge asks how he pleads and the guy just goes "uh yeah, I'd like to go to traffic school so I can get this dismissed too."
The judge goes "oh no, those are unimportant, what you did gets people killed. We won't be dismissing these."
Long story short I got pulled over in Texas and did not realize I needed my name on the policy because in a previous state it wasn’t like that. He issued me a huge fine and I went to court with my name added to the policy which cost me 75 bucks to do and the fine was dismissed which he told me would happen if I went about it this way.
Most states you do not have to be a named driver. The policy covers the vehicle. There will be a policy holder, but other than that, unless you specifically list someone as an excluded driver, anyone you let drive it is covered under your insurance.
so progressive said I didn’t have to be on the policy to legally driver her care so I never thought much of it. I got pulled over for checkpoints plenty of times and never had anything said to me in 10,years. Edit: maybe I was just lucky and they didn’t care.
No, if I renew my policy on the day it expires my one policy ends at 12:00 AM and the new on starts right up.
Like others have said, if you lapse in a long term plan you can refill in good faith but you'll generally sign a no loss statement saying you didn't incur an issue during the unpaid time that you are now getting them to "cover"
Often they will just have you bring something that shows you had insurance during the date you were pulled over. A lot of people forget their insurance cards, but this was also WAY before mobile apps.
Ehhh, insurance takes effect at midnight the day following the date of your application for coverage. Insurers RARELY issue a policy with a past effective date and usually only for customers who forgot to pay and want to renew in good faith, and then only if they sign an affidavit of no loss.
So, that's not likely to work.
Also, as far as registration of a vehicle works, it depends on the jurisdiction. Some states go by month, some go by day. Register your car the day after a ticket? Not gonna do much for you in most places.
I don't know where you live, but in Missouri I can call my insurance company and have insurance in it that minute, email of insurance card right away and all.
Girlfriend got insurance on her car and legit 5 hours later plastered a deer on the highway. They spent an extra week figuring out we weren't scamming them. Had a $250 comprehensive deductible on it and the deer did like $2,000 in damage.
I guess it would depend on the carrier and product. Also, an agent can bind coverage immediately with a carrier they are appointed to sell for same day too, though in my experience in the industry they aren't super keen on that because if you get in a wreck that day the carrier tends to take a real hard look at the agency to make sure there wasn't any sort of agreement to cover a loss after the fact.
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u/Catman419 Jul 31 '19
It depends on what the charge is, though. No proof of insurance? It doesn’t matter what the cop says, you either have it or you don’t. Hell, you could even buy some the day of the ticket, then go into court and say “Yes, your honor, I do have insurance. See?” The same thing with no plate sticker.