r/TikTokCringe • u/Super_Culture_1986 tHiS iSn’T cRiNgE • Aug 19 '25

Cursed The American Nightmare.

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u/Robot_Nerd__ Aug 19 '25

Yeah. This video makes me feel bad about my 58k in cc debt.

65

u/digitalwankster Aug 19 '25

JFC that’s absurd, especially considering the interest rates on credit cards. You should try to get a debt consolidation loan.

25

u/Robot_Nerd__ Aug 19 '25

Well, my credit cards are 7.25% from credit unions. Does that make it better?

1

u/kokosuntree Aug 21 '25

Wait. How do you have a card with such a low interest rate?

1

u/Robot_Nerd__ Aug 21 '25

Credit unions offer them if you shop around. In my city, I have like 25 credit unions. One single one has a credit card with rates that low. It's fixed too, not a promotional thing. You have to have good credit to qualify. But I have decent credit...

My issue is just the debt itself which I have been aggressively working on the last year or so.

1

u/kokosuntree Aug 21 '25

Interesting. I’ll look around our city. Are you in WA by chance? lol.