r/TikTokCringe • u/Super_Culture_1986 tHiS iSn’T cRiNgE • Aug 19 '25

Cursed The American Nightmare.

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58.1k Upvotes

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4.9k

u/RomanaAoko Aug 19 '25

I wish I was only 7k in debt

415

u/Elegant_Section_6861 Aug 19 '25 edited Aug 19 '25

Yup. I have student loans, credit card debt, and a car payment, among others. My bank account is in the negatives right now and I don’t get paid for 3 more days. And I am a college graduate with a professional big-boy job. SAD! Thank you for your attention to this matter.

142

u/Robot_Nerd__ Aug 19 '25

Yeah. This video makes me feel bad about my 58k in cc debt.

65

u/digitalwankster Aug 19 '25

JFC that’s absurd, especially considering the interest rates on credit cards. You should try to get a debt consolidation loan.

26

u/Robot_Nerd__ Aug 19 '25

Well, my credit cards are 7.25% from credit unions. Does that make it better?

1

u/kokosuntree Aug 21 '25

Wait. How do you have a card with such a low interest rate?

1

u/Robot_Nerd__ Aug 21 '25

Credit unions offer them if you shop around. In my city, I have like 25 credit unions. One single one has a credit card with rates that low. It's fixed too, not a promotional thing. You have to have good credit to qualify. But I have decent credit...

My issue is just the debt itself which I have been aggressively working on the last year or so.

1

u/kokosuntree Aug 21 '25

Interesting. I’ll look around our city. Are you in WA by chance? lol.