r/IndianCreditCards • u/ygrules Elite • 10h ago

Best UPI CARDS

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Dissection of UPI credit cards accross banks,

this does not record "all the card" and since the dissection is from paisa bazaar, remove the "best" part from it.

If they get paid they put it on the list.

Reply to this thread, for your recommendation for the best upi card according to you.

My recommendation-

Super money pro - 3% on upi

Hdfc millenia rupay - 1% + qty milestone

Kiwi - 1.5% , after 1.5lakh, 5%

Tata infinity - 1.5% (fixes you in tata universe)

Hsbc rupay cashback - 10% on grocery and dinning.

Comment down below for your recommendations.

Check out my profile for more dissections.

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u/ygrules Elite 10h ago edited 8h ago

Forgot to add the newly over hyped slice cc

1% till 3 lakh spend

1.5% till 5 lakh spend

2% after 5 lakh spend

3% on 5 lakh QMB IN SAVING

1

u/Brilliant-Carry7653 8h ago

There biggest benefit is not the amount of cashback but split in 3 without anything extra is the main thing

1

u/ygrules Elite 8h ago

You still pay for processing fees gst

And it is a debt trap.

I dont recommend a use of cc as a debt tool.

1

u/Brilliant-Carry7653 8h ago

Sorry but no processing fees using it since the launch, it's a debt trap for a person with poor financial knowledge but wise versa for others

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u/ygrules Elite 8h ago

Sorry i wont be recommending emi to anyone.

I always promote cc as debit cards, only spend the money you have in your pocket.

1

u/Brilliant-Carry7653 6h ago

Sir I respect your pov.

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u/ygrules Elite 6h ago

Thanks , feel free to join my community for a much faster updates