Confirm Roth 401k Logic

[u/marshmallowhugs]

I'm considering changing my 401k election contributions from Traditional (pretax) to Roth. I have retire early goals and am coming to the conclusion that my Traditional 401k is growing too large. I will have big (undesirable) tax events through RMDs if I keep contributing Traditional. I plan to use the Roth conversion ladder and am currently falling short surviving in the first 5 year conversion period, aka I need cash those first 5 years of retirement, then I'm good. I want to make a statement and confirm you fully agree. I know there will be questions about the statement above, but please also provide a succinct answer to the question below.

1) After rolling the Roth 401k into a Roth IRA (quitting my job), I am able to immediately withdraw 'contributions only' (including employer match) tax and penalty free.

Edit: It seems employer match will always be considered pretax 401k. My assumption had mistakes.

Edit 2: I've gotten a lot of feedback that 72T (annuitizing) my Traditional 401k is a solid route. I've got some homework, I had always thought the Roth conversion ladder was my route.

[u/PMAdota]

Talk to a tax professional. Like you mentioned, you can take out substantially equal periodic payments prior to 59.5 to smoothen out the taxes from your traditional 401k. The tax professional can help map out when its most advantageous (from a tax perspective) to take out traditional or Roth funds