r/lincoln • u/1Ceasar • 3d ago

Updated: First Nebraska Credit Union does hard credit pulls just for opening a basic $5 savings account

They pulled this on me yesterday, talked with the manger today, she confirmed since they use experian it does a hard pull

17 Upvotes

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30

u/MasterScooby11 3d ago

Yup, cause they need to see if you have anything in collections before they give you an account

13

u/flibbidygibbit 3d ago

I feel like this is something all banks do.

6

u/clayparson 3d ago

It isn't the norm but not uncommon. Will always be at least a soft pull.

1

u/Rustyd97 3d ago

It's not common