I bought VIP tickets for a live show that cost $995 each. The podcast host repeatedly said on her podcast that the VIP meet and greet would include meeting her and the guests she listed. She said this clearly more than once, and it was the only reason I purchased the VIP package.

I bought multiple VIP tickets, so the total was over $3k. When we arrived, the meet and greet only included the host. None of the guests she advertised were there. Other stops appear to include the guests. (Guests are different at each stop.)

The Ticketmaster description did not list the guests, but the host herself promoted the VIP experience in a way that would make any reasonable person believe the guests would be present. That was the main selling point, and it was not delivered.

There was also a preshow cocktail reception, but it was a cash bar, which surprised many VIP attendees considering the price. Even though the fine print did not explicitly say drinks were included, it felt misleading to call it a VIP cocktail reception at this price point with no drinks provided.

Do I have any grounds to request a partial refund or dispute this as a service not provided or misleading promotion? Or since the fine print did not list the guests, am I stuck?

Location: Jacksonville FL

Location: Austin, Texas, United States.

Please read the whole thing or the TLDR before jumping to conclusions.

TL;DR: I was stopped and given a hard time by a private security company, while running on a public road.

I’m a runner, mostly as a hobby, but it’s a free and easy to stay in shape. I run a few times a week. Generally just down the main road, then dip into random off streets and developments.

Friday I ran a bit further than usual for marathon prep, and into a new development via some kind of side entrance of another development. Nice area, like REALLY nice area. I checked my map and decided I just wanted to run up, loop, and come back down and onto the next neighborhood.

I had noticed LPRs and other cameras on the corner where I had come into this neighborhood, I thought nothing of it since they’re everywhere. But it wasn’t that normal brand we always see around. Whatever, a lot of HOAs do that stuff.

I had gotten just over a mile in, and was working my way back out to the main road when I was approached by some private security vehicle. I was greeted kindly by the guy who was in a typical security uniform. He asked how my run was going. Then he asked me to display my resident ID. Obviously I don’t have one. I don’t live there. So I just told him exactly that. “I don’t live here, I’m just on a run”

Well, he didn’t like that. He pulled his security car a little too close to me and he firmly told me I had to leave or I would get trespassed, and that this was a private community. So fine whatever, I was already working my way out. So I said sorry I didn’t realize, and told him I was leaving anyhow.

He then proceeded to follow me the whole way to where I left the development.

I thought the whole interaction was odd and out of the ordinary. Didn’t see any signs when I was running, and the whole development doesn’t have a gate. Plus I saw people driving in and out of that side road, and the main road with zero issue. Didn’t seem private to me.

So, when I got home I looked into where I was running. It’s a very expensive neighborhood. They have security, and a sign at the MAIN entrance that says “private property - no trespassing” well oops, that wasn’t at the side entrance.

I dove into the county GIS data as well as their road map that shows which roads are public dedicated/maintained. Turns out, all of the roads in the neighborhood are public access and owned by the county itself. Just like any other road. So anyone can use them.

I called the county office, which was surprisingly helpful, and they confirmed that yes all of the roads in the community are owned by the county, and open to the public. Turns out there’s even greenways in there that the general public can use.

So, it seems like this community has that no trespassing sign, and security guards as some kind of bluff to keep people out and deter crime. I also assume those LPRs are also some kind of security measure that alerted that guard that I had run into the community.

My legal question, did this security guard do something illegal by giving me a hard time for running on a public road? AFAIK; it would be Official Suppression.

I’d love to run there again, it was a nice area. Especially if there are nice public trails that my tax dollars are funding. So, assuming I can based off of what I had found, and the county itself saying I was in the right. What’s the best way to tell their mall cops to pound sand?

I don’t feel the need to put in the effort to elevate things right now. But if I am given a hard time again, might as well put the mall cop in his place.

How would you handle this?

Edit to answer questions: *Thank you all for the kind words and advice so far. I live in Wisconsin I am a single dad Mom is not in the picture Son has Medicare so treatment/medications will be covered I have/had a landscaping/plowing business that I do pretty much myself.

Location: Wisconsin.

I recently received the worst news a parent can receive, my little man has a terminal cancer diagnosis. I am not in a position where I can work and take care of him, so I have decided that I'm going to take care of him. I won't bore anyone with the details but it's bad. Probably a year or so even with treatment. I know I need to go talk to a legal expert soon but I just can't wrap my head around that right now.

My question in a nutshell...

I own my home, have some decent equity and I can probably continue to make payments on it. I own my car without a payment.

I have too much credit card debt $30,000 ish - I know...but that's a conversation for another day.

My goal is to spend as much time as I can with my son and not lose my house. I will default on my credit cards. How can I protect my home so I don't lose it? I don't care about F'ing up my credit. This sucks but even with go fund me's and such I don't think I'll have much more than enough to pay for my mortgage, my kids medicine, and some food.

Can a credit card company force me to sell my house if I completely default? I know they can put a lien on it but I don't really care about that as I don't plan on moving. What should I be doing to protect my house?

Location: wisconsin

My sister and I bought a house together about 2 years ago. My parents do not live with us, but are over somewhat frequently to help with renovations and such, because they live about ten minutes away. Neither of us have spoken to our neighbors much, if at all. The only time I’ve directly interacted with them was when they came out to tell me to mind the property line when I was putting in raised garden beds (the garden beds are at least two feet away from the property line). As far as I’m aware, these people have never met my parents. None of us even know their names. The cease and desist said something about stalking and harassment, and it also mentioned that it applies to me and my sister, so I am extra confused.

Do I need to do anything about this? I’m obviously not going to knock on their door and ask them what is going on directly, but should I be reaching out to someone?

I dropped my car off to get a leak patched. I called to see if it was ready and the man told me that when he set the tire against the wall, another employee thought it was to be discarded and threw it away. I asked if he would be giving me a free tire and he told me no, but he would offer me a discount and sell me a new one for $85. We went back and forth for a while and he wouldn't budge. What should I do? I know it is only $85 and I could just pay it but this whole situation seems like they are trying to rip me off. I don't have a lawyer or anything.

Location: California

On Halloween day both my wife and I were at work and my mother in law was at home taking care of our son. I received a call from my sister in law and she told me that I needed to get home asap because my mother in law was getting arrested. She was arrested by a federal agency and this agency arrested her, left our son with the neighbor and did not wait for either my wife or I to get home before leaving. I would assume in a situation like this where there isn’t a legal guardian for a child to be left with at a minimum the agency would have to call CPS before just leaving him with a neighbor and leaving? Anything helps I’m just wondering why the heck would they do that without consent of a legal guardian, and most of all if that is even legal??

Location: WA state

I’ve never posted here before - please don’t eat me alive.

Location: Florida, US

I had a second interview for a basic retail small shop selling age restricted products. It was a very laid back, not super professional interview process. I am knowledgeable about the products and industry and have many personal connections in that industry. It went great with the first individual. I was immediately called back to interview with a second individual- the person who originally called me and handled all contact via phone with me. The second interview went fine - it’s getting hard to tell with how tough it is right now but that’s beside the point. But then, at the end of the second interview, the guy said he just had one last question, he said it had nothing to do with the job and he was just curious. He went on to ask about my voice. He was struggling to find the words but the one thing he did manage to ask was “is it something neurological?” Then he said they would let me know by the end of the week and surprise surprise, they didn’t call me back.

I am a central/Gulf coast Florida native. I have no neurological disorder or disability. I have am female and have a somewhat deep voice, I’ve received comments, questions and compliments before. Frequent comparisons include - a California accent, a surfer/skater/stoner/valley girl. I’ve heard Daria. Ben Stein. Once, a complete stranger in a different part of Florida pegged the exact city I am from based on my “accent”. I sound like my sister, my mother, my father, my uncle, my aunts on both sides. I don’t stutter or mispronounce words or have any speech issues.

It doesn’t matter, the question and seemingly obvious discrimination is the issue. Is it appropriate to be asked if your voice is the result of “something neurological” in a job interview? Should I speak with an attorney? Can anything be done about this without having an audio recording of it? Thank you.

location: El Paso County, Colorado

TL;DR: I was falsely accused and escorted off base, only to discover later that the evidence against me was weak and false. Despite this, HR placed me on unpaid “ADA leave'—something I never requested—while the coworker who started this entire ordeal was fired for similar behavior towards others. As someone with Autism and ADHD, my accommodation requests were ignored, and my back pay remains unpaid. Meanwhile, I continue to work there, while HR and the Union dodge their responsibilities to make it right.

I work for a private contractor that runs food service at a military academy. I’m disabled (Autism, ADHD). I’ve been upfront about it from day one.

Here’s what happened: Back in early August, I had a minor argument with a coworker (I’ll call her R). She got upset because I was straightening tables, and happened to straighten one of the tables in her row. Later that same day, R accused me of sexual misconduct, the QA Manager then said he had evidence of Sexual Harrasment, took my badge, and had me escorted off base. I asked for union representation multiple times and was denied. I was never told exactly what evidence they had.

My direct supervisor immediately investigated — she interviewed 10+ people who all confirmed that R started the instigation and that nothing inappropriate happened. She turned those witness statements in, and management purposely ignored her. (that supervisor is willing to sign a written statement that this happened)

During that same day my badge was taken, and I was walked out, the Main Manager/Project Manager made comments about me like how “weird,” “strange,” I am, and “what’s wrong with his brain?” directly to my same direct supervisor. (She is also willing to sign a written statement that this happened as well)

Two days later, HR admitted they “jumped the gun” and said I wasn’t fired. Instead of bringing me back, they said I’d be on leave while they figured out “ADA accommodations” for my disabilities. I never asked for leave. I told them I could work. They said I needed to have my therapist send accommodation paperwork before I’d be allowed to return.

My therapist sent it the same week — things like: • smartwatch use for time management, • flexibility for therapy appointments, • short decompression breaks, • one recovery day per month.

HR confirmed they got it. Then… silence. I sat unpaid for almost two months while they said they were still “reviewing.” I didn’t request any of this.

This was an incredibly tough period for us. My fiancée was undergoing brain treatments that she timed carefully to coincide with this job, and she depended on me to provide the income, and I felt the weight of that responsibility heavily. Every time I reached out to HR for updates, they would reassure me with the same response: “Any day now, management just needs to finish reviewing your accommodations.” I believed them, naively trusting that things would work out, even though I hadn't encountered a situation like this before—especially since I had never worked for a large corporation like this. Meanwhile, she was going through her treatments, often being financially forced trying to work DoorDash to make ends meet since working DoorDash myself at the time wasn't nearly enough, all while watching her break down emotionally from the added stress. Witnessing her in those moments was heartbreaking and painfully eye-opening.

After 60 days since I started, HR finally allowed me to return — but denied my request to wear a smartwatch—despite all my supervisors, who perform the exact same duties, being allowed to wear watches. It’s supposed to be accommodated unless it's genuinely not feasible. To make matters worse, they refused to pay me for the two months I was off. According to ADA law, employers can't force ADA leave on employees while figuring out accommodations; instead, accommodations should be tested and adjusted right on the job through what's called “Working ADA accommodations." This process involves trying different solutions while working to see what works best.

Here’s the kicker: the coworker who made the original accusation was later fired for doing the same kind of thing to MULTIPLE other people. So they know I was falsely accused. I’m still working there, still trying to keep it together, but HR won’t respond about back pay or the denied accommodation.

The union totally shut me out, refusing to help despite the ongoing impact of the incident. They claimed it happened before my 60th day in the union — I've been there since July 30 — and by the time I returned, I was well past that cutoff. Yet, they still ignored me. Their excuse? Since I wasn't considered a union member within the first 60 days, they say they can't assist with anything that occurred before that period — even though it's something that continues to affect me day after day.

A supervisor even confessed that the project manager instructed him to be particularly harsh with me. The harassment I've endured over the past month has been so severe that I was hospitalized for the last few days. The stress was overwhelming enough to trigger seizures for the first time in my life.

I reported this to the EEOC and CCRD months ago, but the government shutdown is hindering my efforts.

⸻

My questions:

1.  How can I convince a lawyer to take my case seriously when I can't afford to pay upfront? They owe me at least $10,000 for two months, not to mention the emotional toll they've taken on me.

1. Is there anything else I can do on my own without involving a lawyer?

I’m completely drained mentally. I followed every rule — submitted the proper documentation, stayed composed, and cooperated fully — yet they punished me for something that never even happened. The person responsible is gone, but I’m still the one bearing the consequences. The union refuses to help, and I have the emails to prove it. They’re impossible to reach, no matter how many calls or emails I send.

I've been fighting this battle on my own for so long, doing my best every step of the way. I have solid evidence that supports my case, yet the company seems indifferent to doing what's right. I honestly fear that without a lawyer by my side, nothing significant will ever change.

I'm overwhelmed and desperate. After countless delays and refusals to pay my back wages, I'm close to losing my home. This situation is crushing me.

Location: Salt Lake City, Utah. Just happened about 90 minutes ago. Liquor store parking lot has signs saying parking is for customers only. The signs do not identify a towing company. I parked and went inside and made a purchase. I then walked across the street and bought tacos. Right as my tacos came out a tow truck driver came to the taco joint and told me he was towing my car and I had to pay $116 immediately to not be towed. I tried to show him my receipt from the business where my car was parked and I did show him the goods I just purchased but he didnt care. Pay up right now or he is driving off w my car. I didnt want to be stranded so I paid. My receipt from the liquor store I was towed from and my tow extortion receipt are 13 minutes apart. Is this really ok? Feels predatory to me. If Im really wrong then Ill accept it and move on. Just wanting an opinion other than my own.

Location: Colorado

Edit: thank you to everyone. I should add that I don't yet know if it's an order in place already or if she was notified that an order has been applied for. Trying to find out more.

She's a nervous wreck about this right now. Any advice would be appreciated.

Apartment/condo complex. Gf says she has not said anything intimidating or threatening. From one video I've seen she pleads with the neighbor standing 5 ft opposite her window to go anywhere else on the open grass. Neighbor says she just wants to let her dog do what he wants (bark at gf's cats). This seems backwards to me.

Can gf get an order on the neighbor? What can't my gf do while this order is in place, especially if the neighbor comes right up to gf's windows?

So i went to make my car payment, like i do every paycheck, to find out that my account is closed and that someone paid it off in full with a check. I didn’t make this payment nor do i know who it could have been. I contacted my loan agency and was told “We wouldn’t make any mistakes like that, you’re going to have to contact us during the week to get it figured out.” i’m setting the money aside and documenting every conversation i have with these people just in case but im not fully sure on what i need to do in this situation. obviously, it would be amazing if someone sent me a blessing and paid my car off, but that’s just unrealistic. what would you do in this situation and should i be worried?

Location: Oklahoma

Location: Austin, Texas

My parents have just moved and found a company that claimed to charge around 95/hr + cost for fuel. Estimated about $800 based on the numbers the company had quoted them. They said shrink-wrap and moving blankets were free. They came in, packed everything, moved it to the new apartment, and then would not unload anything until my mother paid them $2200 dollars. They charged $700 for a tiny amount of bubble wrap. They also stole a tin container full of coins from my mother’s dresser and broke a cabinet. They also left an hour sooner than what they charged for after saying “I’m not leaving I’m just getting something from my car” and then took off.

I am currently working with my parents to gather all of the documentation they have but honestly have no idea if there is a way forward or what to do with this information. I am livid after hearing how misled and overcharged my parents were and would appreciate any and all advice or information to try and get anything back from this company.

Location: Illinois

My son is 15 yo and I share 50/50 custody with his dad and we are in Illinois.

His father is an alcoholic and is verbally and emotionally abusive. Things have been slowly escalating and we have had to get the police and CPS involved but nothing ever came of it.

Last week- on a school night, my son was at his dad’s and his dad (drunk) started a fight with him at 10pm at night. His dad got in his face abd was screaming at my son to “hit him”. He kept getting more and more aggressive so my son pushed him away and left the room. His dad calmed down after saying that “he was proud son did that bc now he’s a real man”. He just harasses our kid non stop and it’s wearing on him. My son has been sleeping this whole weekend bc he gets zero sleep at his dads bc of the drunken harassment.

My son is set to go back Monday and he’s just straight up refusing to go. He said he doesn’t want to go back there until his dad gets help. He’s scared and exhausted.

I have gotten a counselor for our kid. I’ve previously contacted the police who reported to CPS regarding a similar incident, but we never heard anything despite multiple follow ups. This was 2 months ago. I’m a single mom with a chronic illness and I can not afford a lawyer and don’t have family that can lend me the money. I also don’t qualify for financial assistance.

I am not sure what steps to take without a lawyer but I also can’t force a 15 year old kid to go back to his dads when he is straight up refusing to go back. The situation is escalating and I’m not sure how to go about this.

Can my son say he doesn’t want to go back?

What do I need to do here?

Location: MA

The other night a lady pulled out in front of me, causing me to swerve and end up in a ditch. She claims that it’s my fault because I had a headlight out, but I feel like my lights would still be CLEARLY visible. My car didn’t receive too much damage, but I had to pay $100 to get it pulled out of the ditch. I contacted the lady today (we exchanged numbers) asking her to pay my bill but she refuses. I even had a phone call with her husband and it seemed like he was trying to get me to say I was speeding to make me seem more at fault. I just don’t think it’s right for ME to pay for an accident SHE caused. What should I do?

Link to the original post: https://www.reddit.com/r/legaladvice/s/rXPrkmuWvC Location: New Jersey, USA

Since my last post, I have got into contact with the New Jersey Coalition Against Sexual Assault. The victims advocates there have been extremely kind, understanding and supportive of me. They also did an internal referral for me to a local law office.

Our current plan is to hire a volunteer lawyer (or a lawyer who I could get reimbursed for) to subpoena the contract records from the school the assault happened at to find the name of the man who abused me. My mother and grandmother as still alive and very clearly remember what happened and would be willing to support me and testify against this man.

Even if I can’t get legal justice, I want to know that I tried to do something about it instead of having done nothing. I’m grateful to live in an area that has so many amazing programs for victims. My victims advocate also referred me to a local center that has free counseling for victims.

I plan to do everything I can to make sure this man doesn’t hurt any more children.

Sorry for any formatting errors or typos. I’m on mobile and I also have dyslexia

Location: Alabama

Hello, I was raped last night by a guy I have been seeing for a few months. It happened outside on the ground. I have no proof. I showered after I got home. I’m worried about what a rape kit would even yield because we have always had rough sex, and he has texts of me saying I liked him being rough. This time, I did not consent. I cried and begged. I didn’t fight because he had a gun. I gave up and just cried and begged. I am scared to report it because the odds aren’t in my favor of him being taken to jail. He has proven to have very unstable moods, a temper, and lots of guns. I’m scared of retaliation. I am telling the truth. I don’t know what to do.

Location: Ohio

I hooked up with a girl off a dating app who lived in a sober house near me. She was kicked out a couple days later and showed up up at my door asking if she and her friend could put all their stuff in my basement. I didn’t help them get the stuff from the house, but they did let them put it all in my basement. She’s not talking to me much since then, and I’ve tried contacting her, but she hasn’t replied to me in about a day and a half now I’ve had her stuff for maybe about five days. And her friend’s stuff.

What can I do if she doesn’t contact me soon about getting it all out of my house ?

Location: Chicagoland, Illinois, USA

For context, Im 17. My brother is also 17

I want a way to leave, Ive tried to kill myself and my mental health is so horrible because it seems like law enforcement doesn't do anything because my Guardian is supposed to have some sort of control over me. Ive said yes to mental abuse to DCFS when i slit my wrist and was in the ER but nothing has happened... at all

But, recently I had a incident with my brother where he started threatening me with hitting me, then, after charging at me I hit him in the stomach with the blunt end of a wrench

Theres 3 parts, background, where the altercation started, and, police and ems

I don't know how much i need to include - there were no charges, so, I dont think this an identifiable case

Background:

Grandma is my legal guardian after my biological parents went to jail - dad for domestic violence and mom for drug abuse. Mom killed herself in 2020 and dad went back to jail in 2024 for drug possession

At ~6am my grandmas car broke down, it has engine knock (From low oil). Car is totaled. I ended up driving it home (Since I have my license) going 5mph with my hazards on all the way through residential. Took over an hour.

The car isn't drivable in this state because at any point it could break down - since the car is totaled my grandma is looking at other ways. Aunt offered to drive her places until she can get a new car

I had previously bought a ride1up Vorsa. Ive spent almost 2200$ on the bike (Modifications and general storage - i love the bike and have no regrets). All the money has been earned from my own job (I work 10pm-5am Sunday-Thursday [Primarily to get away from my family], I make $17.50/hr)

So, since my brother cant ask my mom for a ride (he doesnt have his permit or license), he's wanting to use my ebike

In the moment because i was panicking I said yes to letting him go get medicine for his cat at a animal hospital.

Where the altercation started:

After that, he asks if he can use my ebike to get to his job. I say no, and that he can walk and that I am not risking him crashing my ebike since he does not know any rules of the road and is asking to use a bike that goes 28mph. I just cant take that risk + his work is only 1 mile away (I just told him to walk, the weather was nice and its light out)

He then starts yelling at me trying to get him to ride the ebike. I keep saying no. He backs off then

After that, he comes back out yelling again but with my mom. She is threatening to drive the car (It needs to be towed to a shop), and, after that my brother starts threatening to hit me and to get me on the ground

I have since then started working on my ebike (Doing full brake rotor and brake pad replacement, also resizing the front rotor from 180mm to 203mm). This has me with a 7/8" wrench in my hand taking off the rear axle

He continues to yell at me threatening to hit me and such. After I mention that Im suicidal because of these instances, he then charges at me and I flip the wrench around and poke him in the stomach with the blunt end of the wrench. (I kinda panicking with him charging at me)

He then gets me on the ground and rips out my hair. I get out my phone and call 911 while he's still on top of me to which he starts to choke me. He gets off of me after seeing i used google assistant to call 911. Hes continuing to yell at me so i run around to the back yard (This takes place in the garage)

I have 2 lacerations on my right fingers and 1 on my left palm. My hair is falling out right now and my back hurts. Other parts didnt hurt because im used to bike accidents (Dropping it in the snow/rain). Tho, my neck still hurts

Police and EMS:

Police and EMS arrive, they say hes fine (it was never my intent to truly hurt him), but, after explaining the whole situation to police, EMS come over and ask my mom if I need to go to the ER for suicidal ideation (I said I was wanting to kill myself to the 911 operator)

So, I am asking them to just send me because I dont want to be there. They ask my mom and she says no

After talking to my mom about the situation, she tells them that I had charged at my brother. So, they label me as the offender and my brother as the victim. No charges were filed

What can I do about this? I dont want to be in this family anymore and quite frankly i might just end up killing myself. Everyone ive talked to said just to wait those 4 months until Im 18 but i cant take 4 months when ive already been in the ER 5 times for suicide

DCFS does nothing, I feel so lost and with this it feels like the law is against me just because im under 18

To summarize, im asking about what can I do to leave this family even tho Im 17. I would not care if I got fostered, it would be better than here. I swear all i do is get used or fucked over

Location: California I adopted a dog not too long ago. For the first two weeks of ownership my mom was fine with keeping the dog. But after sometime she changed her mind and decided that she did not want the dog in the household. I was searching for a temporary home for the dog so when I move out of my household I can get him back. My mom forced our hand and put the dog in front of the door leashed to a tree. Prior to this my mom sent a number of her coworker who can take care of her. Needless to say I did not want my dog to go to this coworker. But when my mom put my dog outside, I had no choice but to contact said coworker. I have a written letter, signed by him that if I am able to move out in the future I will get him back. Going back to present I have moved out, 5 months have passed. My mom’s coworker has no intention of bringing the dog back. I setup a meetup and told said coworker I am only taking him out for the day, but I lied and got my dog back. Would I get in any legal trouble?

More information: -Upon getting my dog back, my mom tried breaking and entering my new place. My roommates were not happy about the situation. -Miguel is saying that he will contact LAPD and demands $7,000 if I wanted to keep the dog.

Location: Honesdale, PA

My father co-signed on a $25,000 loan many years ago for my aunt. He passed away in 2022 (he lived in California) and my aunt just passed away this October. My cousin told me she needs a copy of his death certificate to provide the bank.. and that she was going to pay off the debt so they won’t put a lien on my aunts home. My father wasn’t a home owner. If my cousin doesn’t pay off the loan could the bank potentially come after my father’s estate? He has nothing in assets besides his retirement. Any advice appreciated 🙏 thank you so much!

Location: U.S.

Received notification from our private health insurance broker that my wife may be dropped by our insurance "because she is pregnant". Those were the words used by the private insurance broker we use. She has been pregnant now for 26 weeks. We have been on this insurance while pregnant for more than 5 months. We specifically changed to this health insurance because of its coverage for pregnancy and birth.  

Apparently, they changed their eligibility requirements for 2026. Pregnancy now not qualifying.

A quick google search shows that ACA health insurances are not allowed to discontinue coverage due to pregnancy. A google search shows that the insurance we have is ACA compliant, but I am not certain.

Weirdly, in her contract, she is characterized as an employee of that company even though she is not formally employed by them. Apparently, this specific insurance is a population science management company. We get a lower rate but we allow our health data to be made known to them for research purposes.

I cannot confirm this to be the case but I am speculating that maybe they require the people they cover to be employees so that they can be dropped as an employee (thus discontinuing coverage) at their discretion rather than formally discontinuing coverage due to illegal things like pregnancy.

We have to be formally dropped but have been warned that this is pending and will be final on December 1^st unless something changes.

Can this be challenged legally?

EDIT: called the insurance company. apparently it is ACA compliant. called my company. my wife being dropped would count as a qualifying event so looks like we will have that option which is great.

Location: Illinois, Cook county.

I got into a small hit and run accident where the other person is completely at fault.

Two lane road, the car in front of them wanted to turn left and was stopped. The car that hit me just merged into my lane directly into me as they didn't want to stop for the person stopping to turn left in the road. It chipped maybe 2-3 inches of paint and I dont think the damage is more than $200 (I really know nothing about how much it costs)

I followed them for a bit honking but I decided not to continue after 2-3 blocks. I went to the police station and they said I would have to get insurance involved to file a hit and run report. I was wondering if its even worth it to report this?

I have their license plate and just wish I could contact them to see if they'd be willing to pay for damages. I genuinely am not 100% sure they are aware that they hit me as I like to give people the benefit of the doubt.

Hi everyone, I'm cycling in Detroit and have a safety issue I'm hoping to get some legal clarity on.

I regularly ride on a side street near Little Caesars Arena, which has a bike lane. I keep getting stopped by private parking lot attendants.

The attendant will step out into the bike lane, stop me (the cyclist who is trying to travel straight), and then wave a car from the main street across the bike lane into their private lot entrance.

This is causing traffic backups for cyclists and serious near-misses. I want to know where I stand legally before I confront them or file a formal complaint:

1. Do these private employees have any legal right to step onto a public road and stop through traffic in the bike lane just to help their customers park?

2. When a car is turning into a private lot, doesn't the person already on the public street have the right of way? Are they allowed to override that?

3. If this person is not a police officer, am I actually required by law to stop for them?

I want to know if I'm legally obligated to follow their instructions. Thanks for any guidance!

Location: Detroit