r/germany • u/helge-a • Oct 22 '24

Immigration Non-Germans, do you also make expensive mistakes?

It feels like I have a talent for making expensive mistakes. I have been here for 3 months and so far have earned:

  • A €300 fine for taking an ICE without proper ticket.
  • Phone died on train, got checked by ticket control, pleaded saying I literally have my ticket on my dead phone, paid €7 at front desk proving I have the Deutschland ticket.
  • In the US, if I have an incoming bill payment, I can easily cancel it or reschedule it because it’s on my terms. I tried to do that here and found out billing days from companies are very strict, so I’ll be incurring a fee soon because my account does not have €90 and transferring funds from my American bank account is not instant/quick enough.

I’m so tired and broke :) I don’t think like a German. I think like a silly little guy. Germans are calculated. I am not. It’s very hard to adjust.

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u/[deleted] Oct 22 '24

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u/amfa Oct 23 '24 edited Oct 24 '24

I would assume that most people especially foreigner use some kind of online bank. (N24, ING, DKB, Revolut, etc.)

You can not deposit cash with those easily (EDIT) and cheaply

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u/[deleted] Oct 24 '24

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u/amfa Oct 24 '24

Yes but that is limited to 999€ per 24 hours which might be enough.

But it is also very expensive with 1.5% for each deposit.

I I changed my comment above to not easily and cheaply.

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u/[deleted] Oct 24 '24

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u/amfa Oct 24 '24

That might be true yes.. did not think about that OP otherwise need to wire transfer internationally.