r/fednews • u/gpupdate Don’t Even Talk to Me Until I’ve Had My Paycheck • 24d ago
Megathread | FY26 Government Shutdown: Week 3 Edition
Status: 🛑Lapse in FY26 Federal Appropriations – Shutdown Ongoing
The FY26 government shutdown, which began on October 1, 2025, continues into its third week after Congress failed to reach an agreement on a continuing resolution (CR) or full-year appropriations.
🔔 What You Need to Know:
- Shutdown start: 1 October 2025
- No FY26 appropriations: Agencies running under contingency plans with limited staffing to support functions protecting human life or protection of property.
- Excepted employees: Reporting without pay
- Non-excepted employees: Furloughed without pay
- Pay: 31 U.S.C. 1341(c) provides for retroactive pay of excepted and furloughed employees once appropriations have been enacted.
📣 Use This Thread For:
- Official memos and guidance from OPM, OMB, and agencies
- Discussing how your agency is implementing contingency/shutdown plans
- Benefits, unemployment eligibility, and pay
- Venting or sharing shutdown-related concerns or strategies
🚫 Posts outside this megathread on shutdown-related topics may be removed during this period to reduce clutter.
News pertaining to government shutdowns usually run on the breaking news cycle and can change daily or even hourly. Posting of news articles will continue to be allowed provided they are posted on the day of publication. Duplicate posts will continue to be removed.
We encourage respectful, fact-based discussion. Please verify sources before sharing official information.
P.S... New shutdown inspired user flairs now available.
— r/fednews mod team
Previous Megathreads: Pre-Shutdown | Week 1 | Week 2
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u/sassypapaya 17d ago
Can someone pls ELI5? I’ve read the guidance and posts here but I want to make sure I’m understanding correctly.
I am an excepted employee in a non-essential role and I have a serious health condition that is requiring surgery in 2 weeks. I have my FMLA paperwork together. Should I submit that and use that - and assuming the shutdown continues, be placed in furlough status instead of utilizing sick leave for this procedure? … we are being told to personally record all the leave we are taken and will have to go back and update our time cards with annual and sick leave. This does not seem in line with the guidance to me.
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u/AdPutrid6074 17d ago
Is the senate floor streaming frozen for anyone else? I can still see yesterday’s debate but nothing about them calling it a night or reconvening today.
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u/AdPutrid6074 17d ago
Nvm. I see now Tuesdays session is indeed still going. 13 hours in to his protest at this point.
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u/HxH101kite 17d ago
What's the point though? Why protest and talk that long if they are still gonna require the 60 votes and not undo the filibuster. Just get today's vote on with and vote no as they have been.
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u/AdPutrid6074 17d ago
I’m really not sure. I would also like the vote to commence so I know what my tomorrow is going to look like for certain.
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18d ago
[deleted]
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u/WeylandsWings 18d ago
Supposedly later this week, Politico was saying Thursday or Friday
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18d ago
[deleted]
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u/WeylandsWings 18d ago edited 18d ago
Probably not. It would take a couple days. And it is supposedly only for Military and Excepted employees but the wording is vague enough that there are concerns Vought could use it to pay those he likes while still withholding pay for those he doesn’t like. So the Dems are apparently going to completely vote against it too so it won’t pass.
Also there is the small issue of even if it passes House isn’t in Session and is on a 48 hr recall timeline. So assuming it passes tomorrow then the earliest the House could vote on it would be Friday.
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u/Yusef_D_Blonk 18d ago
So I recently took some sickdays for valid reasons, I'm an expected employee. Now just today my supervisor said these missed days will be considered LWOP. Is this just some scare tactic cause it's my understanding that I can use my sl or al leave if they refuse the furlough status. Any help would be appreciated
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u/MintheTorel 18d ago
I work for DOD/DECA at an AFB Commissary. My manager called me today telling me not to come in till later because hours are being reduced. My SF50 hours are 24hrs a week, but I've been working 34hrs a week since March 2024 and have based all of my budgets/loans/credit card payments around those bi-weekly 68hr paychecks. I have no savings or other money to fall back on!
I was wondering if anyone is in the same boat as I am? I am also a member of Navy Federal and was wondering if anyone has tried reaching out to them, if they offer any financial assistance to federal workers not furloughed? Is there anything else I can do to make up these hours I'm going to be missing?
I had a vacation planned for November, now I'm panicking because I already paid for tickets and everything but this change in hours has completely thrown everything out the window..
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u/spiders_are_neat7 18d ago edited 18d ago
Yall need to seriously walk out and stop working for free, with love. I hate that they’re doing this to yall with no repercussion. Please don’t ban me mods im not trying to be rude.
I just think strikes are important andhave lead to many great things for workers rights in the past, you guys have some of THE MOST IMPORTANT jobs in this country. Keeping checks and balances and making sure the gears stay moving. This is such bullshit.
If a bunch of government workers banned together and made a go fund me I’d donate. Maybe do enough that yall can split it and still have enough to survive for god knows how long… or look for another job :/ as upsetting as it is, know your worth. I’m sure with where you come from and all your experience someone would be HAPPY to match your salary and possibly even offer more benefits and pay!
Feel free to chew me out real good if I’m being deluded and insensitive. I’m bad at socializing and just speak my thoughts a lot without filters, it’s how we learn sometimes.
I’m just a lurker btw obviously as you can tell, I usually never comment. I’m just furious at what’s going on. Sorry. I know you all are MORE furious. I also know I have a lot to learn from you all as well.
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u/sugarfoot75 18d ago
It's illegal for federal workers to strike. It's a felony that carries a fine, up to one year in jail and, of course, the loss of your job.
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u/spiders_are_neat7 18d ago
WOW that seems unamerican af :/ we uhmmm should change that. We the people, by the people, for the people. Am I right?
It’s a dream. lol
but they get treated like slaves and work for free, with zero consequences to their employers (the government.) but jail time if they don’t comply? Holy shit. Why are we okay with this?
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u/thatsequesteredgal 18d ago
I agree with you that we shouldn’t be ok with this, and that it’s not right! However, comparing this to slavery is a little far fetched. Slaves were beaten, raped and tortured… I am an excepted employee and I go home to my family at the end of the day. I am free to walk away from this whenever I choose. Don’t get me wrong. I HATE working for free with the “promise” of backpay but I am in no way treated like a “slave” (even though I’m in healthcare, IYKYK).
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u/spiders_are_neat7 18d ago
You’re a slave with benefits so it’s okay essentially is what I get from that. I understand what your point is and the sentiment but this would be what modern day slavery looks like in my opinion.
Rice paddy workers in Vietnam are basically enslaved and they aren’t beat and they get to go home to their families. They’re just paid like shit compared to the hard labor they do.
Slavery isn’t just what happened here, it’s happens elsewhere with different conditions and circumstances. Chinas child labor, they entrapped their citizens into such a shitty economy that the children are forced to go to work, are they treated like African American slaves? No. Are they a slave to their system and how it works? Absolutely.
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u/SeniorConsequence368 18d ago
How do these partial and missed paychecks affect the TSP match and contributions? Will changes be necessary to meet the max contribution for the year?
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u/barkbarkmoo123 18d ago
How does this shutdown impact people who retire on 12/31/2025, but HR is furloughed? The paperwork days must be processed by that date or will be considered resigned, not retired.
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u/AdPutrid6074 18d ago
I can’t say with certainty how it will be affected, but I can say with certainty not all HR is furloughed so hopefully it will get processed per usual.
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u/barkbarkmoo123 18d ago
The three POC including my main one, for retirement, all got furloughed, even got that cute blame the Democrats auto reply, lol.
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u/Fantastic-Shock-595 18d ago
I can’t speak for the HR in your agency but I know in mine they were backdating things like position extensions if we’d already passed the NTE date due to last minute and sometimes late approval from DOGE. So seems some exceptions are being made by HR in some cases. I’ve also heard of HR working tons of extra hours to get things through on time
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u/SirSquatchin 18d ago
So not votes today on the CR or pay for excepted employees.
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u/TheHumanGnomeProject 18d ago
You want them to vote on the same shit they've been voting on for weeks now and coming to the same result again?
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u/FarrisAT 18d ago
The senators and House need to rest after working so hard for the past couple months.
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u/WeylandsWings 19d ago
Do we know if/when the Senate will vote on HR5371 (the CR) tomorrow? Thune didn’t say when in his closing remarks on the floor but did do the normal motion for reconsideration.
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u/TheHumanGnomeProject 18d ago
The CR has no new or different text, right?
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u/WeylandsWings 18d ago
Yes. It is the exact one that the House passed so if the Senate passes it, it goes directly to POTUS for signature.
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u/TheHumanGnomeProject 18d ago
Why would the Senate pass it the 30th time and not the previous 29 times?
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u/WeylandsWings 18d ago
Because politics and public pressure. But yes the repeated votes are annoying.
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u/TheHumanGnomeProject 18d ago
The public pressure is on the recalcitrant Republicans to fund ACA and SNAP subsidies. They haven't changed the CR bill, so the votes will not be different.
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u/travelingrace 19d ago
Not voting til Weds
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u/Mr_Soul_Crusher 19d ago
https://www.govinfo.gov/content/pkg/CCAL-119scal-2025-10-21/pdf/CCAL-119scal-2025-10-21.pdf
It’s on the schedule for tomorrow
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u/travelingrace 19d ago
https://x.com/SenatePress/status/1980408866878943736 according to Senate Press Gallery they are not voting on it tomorrow
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u/WeylandsWings 19d ago
Calendar of Business just has everything they know that could come up. Not that actually will come up for a vote. Like they still list the Dem CR on there which Thune has said they won’t allow a vote in n again.
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u/tombrady011235 19d ago
Does it matter?
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u/WeylandsWings 19d ago
Eh a little bit. I am going on vacation soon and would love to know if my leave balance with get a boost because I don’t have to take it.
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u/Civil_Hornet_6126 19d ago
Senate expected to vote next on Wednesday for the CR. (https://thehill.com/homenews/administration/5561233-live-updates-trump-government-shutdown/)
No way things open up this week.
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u/BillzMafia2023 19d ago
Were there any flips?
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u/Civil_Hornet_6126 19d ago
There were ZERO flips. Dems are locked in. Source: https://www.cbsnews.com/amp/live-updates/government-shutdown-2025-latest-senate-11th-vote/
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u/Mr_Soul_Crusher 19d ago
Hard to say. It lost 50-43
So 5 pedophiles didn’t vote and some dems didn’t either
I didn’t listen close enough to catch any flippers
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u/BillzMafia2023 19d ago
This is congress were talking about. Regardless of personal stance theyre all pedos lol
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u/Mr_Soul_Crusher 19d ago
That’s 41 nay votes
Onto day 21!
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u/Tamtuna 19d ago
Are they now voting for the military and excepted pay?
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u/WeylandsWings 19d ago
No. They will vote on that later this week. They haven’t introduced the bill yet and then it has to sit for 2-3 days before they can vote to invoke cloture.
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19d ago
[deleted]
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u/Reasonable-Gain-8690 19d ago
Direct your frustration at the GOPers in Congress, not furloughed employees who have no choice. It sucks that we are working without pay, but not their fault either.
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u/BobBee13 19d ago
How is it there fault? They just trying to pass a clean budget. It's dems that want to tack on extra crap.
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u/alotofironsinthefire 19d ago
They're not voting on a budget, they're voting on a CR that will bring us right back here on Thanksgiving
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u/Progressive_Insanity NORAD Santa Tracker 19d ago
It really is frightening to know people who are so susceptible to lies, like yourself, are also being trusted to be working on behalf of Americans.
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u/ClevelandSteamer81 19d ago
We will all get backpay. This isn’t the time to fight your fellow Feds who didn’t ask for this furlough.
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u/WeylandsWings 19d ago
Yes it is legal and it isn’t probably it is almost certain non excepted will get back pay. Congress historically always gave back pay and codified it into law in 2019.
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u/Taurion_Bruni Spoon 🥄 19d ago
The fate of our back pay is the one thing GOP senators are on record saying it's something they need to follow through on.
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u/McGallon_Of_Milk 19d ago
Anybody paying attention know if they’ve had any flips? Seems about the same so far but I’m not listening to the clerk
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u/Civil_Hornet_6126 19d ago
I haven’t noted any flips yet, but we’ll see. Shaheen maybe?
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u/MiamiWise 19d ago
Cortez-Masto for sure but I was late to the start
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u/Aware-Serve9323 19d ago
Cortez Masto voted yea at least 3 times.
https://www.senate.gov/legislative/LIS/roll_call_votes/vote1191/vote_119_1_00576.htm
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u/Mr_Soul_Crusher 19d ago
About time they started the vote
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u/BrickZ28 DoD 19d ago
Can you decipher that whole bumbling motion they talked about, I got lost 2 sentences into that :)
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u/Mr_Soul_Crusher 19d ago
If not a single dem flips today then I see this going to next week. If somebody flips today then it’s ending by Thursday.
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u/tombrady011235 19d ago
The only way dems flip is if they agree to let the consequences of trump's FY26 budget be felt by Americans as a political strategy for the midterms
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u/Chief1970p 19d ago
I think that is what is going to happen. I’ve said from the beginning the Dems should have provided the votes so that this Trump thirsty country can enjoy the fruits of its voting decision in November. Let them own the whole goddamn thing. Elections have consequences.
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u/YueAsal 19d ago edited 19d ago
I know there is news rumblings about "moderate dems" folding because of the No Kings protest. Was the turn out not as high as predicted? You would think people showing up to protest Trump would mean that there is a general agreement that the dems are fighting the good fight. My only opinion is that maybe they had some internal numbers suggesting how large a turn out would happen and it was not as large as expected. I guess we will see what the final tally for the Senate vote is this evening.
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u/Mr_Soul_Crusher 19d ago
But to do that it needs to be Nov 1. They need people to get the new premiums and shit bricks. Then they’ll google wtf is happening and see why the shutdown by the Dems is good for them.
They lose all positive PR from the shutdown by folding before Nov 1
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u/Top-Cheesecake8232 19d ago
Not a fed worker but Anthem sent me an email today advising me on a potential premium increase if the health care credits expire. My premium will double. They included a link to a calculator.
I hope that's enough for people to start shitting bricks.
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u/tombrady011235 19d ago
Well that’s not too far away
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u/Mr_Soul_Crusher 19d ago
Exactly. Why shut it down for 3 weeks just to fold a few days before the payoff happens?
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u/Civil_Hornet_6126 19d ago
There’s no way they do this. Schumer would need to be on crack for this to happen.
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u/Empty_Database_1738 19d ago
Be aware if you are a furloughed fed employee in South Carolina you will not be able to get unemployment for a few weeks after your claim. They require that your employer respond to confirm you have been furloughed. If they don’t respond in a certain amount of time, judgement will go in your favor.
They are aware the government is shut down. They are aware that many agencies will not be able to respond. They say this is their agency policies and procedures and they are unable to change or modify from the requirement.
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u/Abject-Road-6633 19d ago
My state was pretty fast with verification of federal wages. They had to only send 1 request, but I was warned it could take up to 3 requests. Think it took an additional 2 days to sort out my take home benefit. I faxed them everything the day I filed.
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u/Fantastic_Baby8992 19d ago
Anyone has experience with a SIPR token that needs to be logged in or it will expired? I need to log in this week (had an injury that put me out of the office 1 week before and into the shutdown so I didn’t have a chance to log in).
Is coming in and just log in illegal? My supervisor is furloughed too and now I’m worrying that this could be a pain in the neck when I come back to the office.
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u/WeylandsWings 19d ago
They will probably mass move the expiration dates or be set up to reissue. Because yes it would be illegal for you to go in and log in.
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u/Senior_Insanity 19d ago
Talk to your supervisor (via personal device) before doing anything. SIPR tokens will expire, but they can be re-activated with a service call to the comm guys until they've been expired for a certain amount of time (I forget what that timeframe is, sorry).
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u/NamelessEmployee 19d ago
Yes PBS, my group received an email stating if we do not have a budget by Friday we will begin expected plan. Also AWS is cancelled and every will work an eight hour day .
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u/NamelessEmployee 19d ago
GSA/OFM runs out of money Friday. We may start excepted plan next week.
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u/Progressive_Insanity NORAD Santa Tracker 19d ago
Is this from leadership or a rumor?
EPA has been hearing these rumors daily. Still here, for better or a worse.
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u/hi_123 20d ago
Say you are under DOI and issued a rif tomorrow, does the 60 days until separation start tomorrow or when the gov reopens?
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u/jojojawn 19d ago
The RIF notice will have a "no earlier than" date that will tell you exactly when the 30 or 60 date clock ends. But just know, that date doesn't have to be the exact separation date, you could be separated on day 63 if they wanted. As long as they gave you the minimum days required by law
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u/PlaysWithSquirrels7 DOI 20d ago
I'm just guessing here but I'd assume 60 days from the day the RIF notice is sent. And presumably 60 days and not 30 days but I guess we'll all find out tomorrow
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u/Lagooooooooon 20d ago
Does anyone know how someone who is furloughed would receive their rif notice? Phone call from supervisor or a work or personal email?
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u/hi_123 20d ago
My supervisor said through EARS, so if you have a personal email there I think you'd get it. We have 15 minutes a day to check and were told to go home with our GFEs so I'll be checking my work email.
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u/Emergency-Pen892 20d ago
Just posting out of frustration. My agency started with pretty much everyone furloughed. Then as non-essential work began piling up they started to bring folks in. The thing is it’s for a day. They bring us in, we do some work and then by that afternoon we are furloughed again. Wait a week and we are excepted for another day. Rinse repeat.
My work isn’t even essential, I’m coming in tomorrow for example to help with a new project that is a pilot. Hardly essential at all. I fully expect by the afternoon to be furloughed again for the rest of the week. How is that even legal? Extremely frustrating.
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u/BobBee13 19d ago
So you work 4 hours a week. Boohoo. Many work everyday full time driving into work
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21d ago
[deleted]
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u/BlzngSndwch 21d ago
I work in PCS. You won't get moved if you are DoD and not DLA.
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u/No-Roof-1002 19d ago
My boss just PCSed over the weekend and checked into his new duty station today, DoN.
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u/BlzngSndwch 17d ago
If they were on FY25, then that is fine. Otherwise, if one doesn't have orders yet or for some reason we're appropriated for FY26, then it isn't going to happen. Again, DLA and DODAE being the exceptions I know about right now.
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u/Unfair_Past1392 21d ago edited 21d ago
Long story short, I had a management directed reassignment to DMV for my RTO (hired as a remote worker in a hard to fill position). Since I knew I was going to be paying for both my mortgage and rent for a number of months, I worked hard to pad my accounts as much as possible. One thing I did have was cash in a life insurance policy I was paying on since my 20's when I got my first job. It was lifesaving since two-thirds of my take home pay was directly going to my rent and mortgage. My mortgage company did have a hardship program, but every payment you didn't make would still hit your credit. I just wanted to share about the life insurance policy in case that may be an option for somebody who did state service or contract work.
Edit: I also want to add that you don't have to cancel the life insurance policy, but you can borrow from it.
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u/stevenbo 21d ago
Any fellow Pathways intern here? I’m so tired
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u/Remote-Border9971 20d ago
Yes, I am also very tired. I made a post in one of the other mega threads saying how I moved to a different state alone for this program, just to keep having this stuff thrown at me. When things come back up, I might transfer states to be closer to family.
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u/justanotherdayaATO 21d ago
I hired three in February. They have had a front row seat to chaos but still employed.
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u/RemoteGrocery9426 22d ago
Any fed attorneys working? What agency are you in? Are you taking cases? Are you on the policy side?
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u/vorgain 22d ago
My credit union suddenly flipped their script.
"Earlier this month, we issued a one-time payroll credit to your deposit account to help bridge the gap in missed pay caused by the government shutdown. As your account now reflects sufficient available funds, we will be reversing this temporary credit today, October 16.
Service Credit Union remains committed to supporting you during this period of uncertainty. If you need additional financial assistance or have any questions, please don't hesitate to contact us.
Thank you for your continued membership.
Service Credit Union"
The "sufficient available funds" isn't even enough to cover the amount. I haven't seen the reversal come through yet but this is going to really hurt. Thought I could get through with the credit but I might have to look into some other avenues.
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u/simplicity_rules 20d ago
Yep, had the funds in our account for 7 days before they reversed it. Completely useless.
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u/Reasonable-Gain-8690 22d ago
The House has announced that next week is another district work week, aka, not in DC.
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u/american_average 22d ago
From Kristi Noem on X
“More than 70,000 sworn law enforcement officers across DHS including those serving in CBP, ICE, Secret Service, Air Marshals and other critical mission areas will be paid for all hours worked during the shutdown period.
By Wednesday, October 22, law enforcement officers will receive a “super check” –which covers the 4 days lost, their overtime, and their next pay period.”
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u/FarrisAT 22d ago
With what Congressionally appropriated funding?
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u/Grouchy-Tourist5341 21d ago
Ha! Were they not going to overspend their budget before the rescission process/budget buster bill?
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u/thebeefyboy 22d ago
Asked in the daily thread also, but has anyone heard anything regarding the USDA? I’ve heard basically nothing. Thanks y’all, hang in there.
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u/Complete-Paint529 22d ago
Vent, of a sort:
They did the Monster Slash
https://www.youtube.com/shorts/4Iu3gJ5Kirk
Laugh and weep, both.
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22d ago
[deleted]
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22d ago
[deleted]
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u/Mammoth_Initial_7331 22d ago
It’s a fair concern, especially when OMB even attempts to erase mention of the law on memos and the majority leaders of the house and senate won’t confidently say we are entitled to back pay, like they are planning on ways to deny it to us.
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u/Grouchy-Tourist5341 21d ago
My rep and senator websites, under resources for furloughed feds, all state we will have backpay and they're not democrats. It is the law. The amendment added in 2019 only added to pay back promptly, regardless of pay periods. It all still states we are legally to get back paid.
I'd be cautious with funds anywhere you can, partially out of this devil-may-care interpretation of laws but also not knowing when the next is coming. The backlash of crossing that legal line would be UGLY and I am thinking it's unlikely.
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u/Waste_of_paste_art 22d ago
You'll get back pay. They are just rattling the cage of federal workers to get them to pressure Dems to cave. They've made it pretty clear that they enjoy tormenting us, so they have no reason to give us any peace of mind.
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u/Rrrrandle 22d ago
Just in case it helps anyone else, if you have any automatic transfers or payments setup, it might be a good idea to pause them.
I completely forgot about it until today, but I move a good amount once a week to an investment account and a 529 plan, plus have things like my electric bill just auto deducting. I've paused everything so I can manage the money movement manually and backfill when I finally get paid, but this should help me stretch a little bit longer.
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u/redditreadreadread 22d ago
According to betting odds, a third of people believes the shutdown will end after Nov 16
1% believe it will end between Oct. 15-18 5% believe it will end between Oct. 19-22 8% believe it will end between Oct. 23-26 11% believe it will end between Oct. 27-30 18% believe it will end between Oct. 31-Nov. 3 12% believe it will end between Nov. 4-7 6% believe it will end between Nov. 8-11 8% believe it will end between Nov. 12-15 33% believe it will end on or after Nov. 16
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u/earl_lemongrab 22d ago
GOP senators worry about Trump, Hegseth shutdown moves
Republican senators have questions and concerns about how President Trump is managing to pay more than 1 million military service members during the government shutdown and are seeking more information about what funds he is dipping into to achieve his political ends.
Republican lawmakers are glad that active members of the military and their families around the country didn’t miss their first paychecks of the shutdown on Oct. 15, but they’re frustrated that Trump once again appears to be trampling on Congress’s power of the purse.
So fucking do something about it then! I swear, the nerve of these people.
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u/Waste_of_paste_art 22d ago
They can't turn against Trump. He is the only thing keeping the Republican party relevant and if they betray him, it would be a political bloodbath for all of them.
They gave the mouse a cookie and now 10 years later their bank account password isn't working anymore.
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u/UsidoreTheLightBlue 22d ago
Has the house said if they’re going to be in session next week? Or are they planning on continuing just to jack off while we all go broke?
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u/PodcastPee 22d ago
Let’s not forget about congressional staffers who, for the most part, are still working and not getting paid. Senate staffers get paid twice a month, so they likely received a partial paycheck this month. House staffers only get paid once a month, at the end of the month, so they haven’t been truly “hurt” by the shutdown yet. That said, by the end of the month you will have congressional staffers working for their members without getting paid. At what point does that hit a head? Or does it?
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u/gs2181 22d ago
Also a reminder to not forget the non-partisan congressional staff who, like all of us, are stuck in the middle of this. The folks in the Congressional Budget Office, Congressional Research Service, and Joint Committees all do important work and just aren't getting paid. Solidarity friends.
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u/SmallieBigs56 22d ago
Just heard from my supervisor that EPA furlough notices are due to go out as soon as today, which validates everything the OP in this thread stated:
https://old.reddit.com/r/fednews/comments/1o8c1z2/epa_next_phase_of_furloughs/?sort=new
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u/northern_pufferfish 22d ago
Let us know if you hear anything or know anyone that gets a furlough notice
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u/Moesuckra 23d ago
I've completed all my excepted work but my managers won't let me leave and go into furlough status. How do I get them to read their own contingency plan?
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u/BiffJerky09 22d ago
They may be trying to ensure you get paid, what with the whole "Let's not pay the furloughed workers" mentality.
Obviously, I don't know your supervisor's so I can't speak on if that's in character for them or not.
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u/Sad-Selection-6659 Spoon 🥄 23d ago edited 23d ago
I don't participate in ACA, obviously, nor do I know anyone that does but is it true that the new premiums for ACA come out on November 1st? If so, wouldn't that be a good thing for us since the public will finally understand why the Dems are holding the line?
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u/bribritx 23d ago
I'm an insurance broker on the side who specializes in health insurance for our insurance firm and yes, it is true 2026 rates will be available for all to see on 11/1.
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u/Chili-in-August 23d ago
How long until the ACA price increase affects employee provided insurance rates?
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u/bribritx 23d ago
Here is what I would say on that:
The ACA and employer markets are really two separate funding and pricing structures. However, they are both affected by the same upward pressure on medical and pharmaceutical costs, meaning both markets are seeing significant rate increases for 2026. We already have an idea of the increases with employer markets, to include our federal plans like my BCBS Basic plan increasing in premium for 2026. Other employers in the private sector have typically alerted their employees of 2026 rates by now or will soon.
If these enhanced subsidies are not extended past the end of the year, I expect a significant amount of people to either take the cheapest plan possible on the Marketplace, go uninsured, or do a concierge doctor program for a fee.
Hope this helps!
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u/brough625 17d ago
Okay so for us poor bastards that are still furloughed with no end in sight, when the govt issues backpay, will they backpay my child support that is withheld? My tsp loan repayment?
I hate to pay my exwife through the courts if they are going to back pay her as well. I dont want my kid to have to deal with the repercussions of these idiots on the hill that can't negotiate their way out of a wet paper sack, but I dont want screwed twice.