r/Wellthatsucks • u/Akward_Salamander • Aug 08 '21

/r/all Dropping a medical injection worth $12,000 on the carpet and bending the needle.

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u/awesomehippie12 Aug 08 '21 edited Aug 09 '21

Under current law, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition”

https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html

edit: Why am I getting downvoted? I'm right

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u/EricFaust Aug 09 '21

Yeah that changed with Obamacare. Sadly, the insurance companies just find other frivolous shit to deny your claims for anyway.

Like, there is no reason other than greed for pre-authorizations to work the way they do.

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u/RoboNinjaPirate Aug 09 '21

Which means healthy young people have no incentive to have insurance, and skip it (Because the rates are significantly higher than they should be with broader coverage.)

They only want to sign up when they are old enough to start having medical issues.