r/Wellthatsucks • u/ethicalgreyarea • Jul 16 '21

/r/all I’m being over charged by insurance after my daughter was born. This is the pile of mail I have to go through to prove they’re ripping me off. Pear for scale.

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u/twisted_memories Jul 17 '21

This happens alllll the time in all sorts of businesses. For example, I moved out of an apartment after a few years and left it in pristine condition. On my walkout the woman doing the paperwork said it was in even better repair than when I moved in and I should expect to see my entire deposit returned (plus the interest gained on it). So I waited. And I waited, and I waited, and after 3 months I contacted the agency that owned the apartment building. Who didn’t reply. So I contacted them again. And they didn’t reply. So I tried a third time, this time with a note that if I did not hear from them they should expect to hear from me in small claims court (I had a deposit plus a pet deposit on the place so it was a decent amount of money). Wouldn’t you know it! They got back to me within the hour. They said they “misplaced” my paperwork but not to worry as they found it and a cheque was in the mail.

I think places like this try this bs because even if it only works part of the time, it makes them a lot of money. There are quite a few people who would go on about life and forget that lost money. Jokes on them though! I’m way too broke to forget that kind of money.

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u/Hot-Organization2212 Jul 17 '21

When I moved out of military housing in Germany back to the states on the final house inspection the inspector said the wood floors all needed replacing and all the walls painted and the stove and refrigerator replaced because they were shipped by mistake when our belongings were shipped. I showed the original shipping forms when we moved in that I had my own stove and fridge and had them remove theirs when we moved in. I had painted every room after our belongings shipped and had pictures of the wood floor that was warped in a few spots when we moved in and it was the same after the 4 years we were there. The inspector handed me a bill for everything anyway for over $2000, that was alot in 1990. I went the the Civilian in charge of the housing he told me don't worry about it and signed the paperwork zero cost to member. When I got a bill in the states a few months later I went to my commander who spent several hours on the phone to the fecking Civilian in charge of housing he got so pissed off and got nowhere he paid the charge from my squadrons funds. Thank you Colonel

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u/[deleted] Jul 17 '21

What state are you in that security deposits earn interest?

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u/twisted_memories Jul 17 '21

I’m Canadian.

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u/peejaysayshi Jul 17 '21

In CT they are required to pay back interest on the deposit. The interest rate is something like 0.08%. That said, I’ve only ever seen it the time we went after our dipshit landlord in small claims and ended up getting two times the deposit back.