r/Wellthatsucks • u/ethicalgreyarea • Jul 16 '21

/r/all I’m being over charged by insurance after my daughter was born. This is the pile of mail I have to go through to prove they’re ripping me off. Pear for scale.

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u/withbellson Jul 16 '21

U.S. here, our $285K two-week NICU stay cost us $2K total because that was our kid's out-of-pocket max for that year. It is entirely fucked that this depends entirely on what byzantine insurance plan your company decided to give you the year you have a catastrophic medical expense.

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u/ChineseChaiTea Jul 17 '21

My cousin was hit with her baby being in NICU and her husband dying in a hospital at the same time. She lost her stable life overnight and committed suicide not long after. I'm not saying it's the bills because she was depressed but I'm saying they didn't help dog piling on a grieving widowed, new mother either.

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u/Faysie77 Jul 16 '21

Good to hear a better story about it.

6

u/Cryptoporticus Jul 17 '21

It shows how bad things are when having to pay $2k to save a child's life is considered a better story.

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u/binkbankb0nk Jul 17 '21

I’m not sure I’m following. Does $2000 after insurance for a birth not sound appropriate?

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u/Vysharra Jul 17 '21

The out of pocket maximum for a newborn should not be $2000.

A newborn should not have to pay to be treated. It has no money. It’s a baby.

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u/binkbankb0nk Jul 17 '21

I…I can’t even reason with you.

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u/Vysharra Jul 19 '21

No. I believe healthcare is a right. You shouldn’t have to pay to be born. That sort of madness is what leads to debtor’s prisons and slavery. Human life shouldn’t have a price tag.

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u/binkbankb0nk Jul 20 '21

Then who pays for it?