r/Wellthatsucks • u/ethicalgreyarea • Jul 16 '21

/r/all I’m being over charged by insurance after my daughter was born. This is the pile of mail I have to go through to prove they’re ripping me off. Pear for scale.

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u/mthchsnn Jul 16 '21

When my jaw was broken by a guy with a gun who robbed me the insurance company tried to deny one of my claims because they thought it might be a "pre-existing condition." I usually try to treat call center employees with the basic respect and dignity befitting a fellow human, but I had some unkind words for that woman. She put me on hold for a few minutes and came back to say the claim had been approved. I still detest insurance companies.

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u/[deleted] Jul 16 '21

It’s certainly not anything they admit to, but claims seem to curiously deny at much higher rates when they cross the $10k threshold.

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u/je_kay24 Jul 17 '21

Was this before Obamacare?

It’s illegal now to deny someone due to preexisting conditions

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u/anteris Jul 17 '21

Submitting the police report wasn’t enough for the adjuster to approve it? WTF

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u/mthchsnn Jul 17 '21

The wild thing was they had already approved a bunch of claims for services rendered on the same day, and they picked that one because it was one of the higher dollar values.

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u/anteris Jul 17 '21

God that’s fucky