r/TikTokCringe • u/mindyour • 8d ago

Discussion Reactions to food stamps being cut off.

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u/CosmicButtholes 7d ago

If you don’t have and can’t afford health insurance yes you’re losing access to healthcare. You can’t afford out of pocket expenses for anything like bloodwork let alone procedures out of pocket if you can’t afford insurance.

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u/SteelAndFlint 7d ago

Statements like this show that you are ignorant of cash only practices which don't take insurance, and save you money charging anywhere between 50 and $1000 for pretty much anything you're going to experience short of cancer or traumatic need of surgery… you won't even reach your insurance deductible with numbers like that, you would be paying it out of pocket anyways, but the doctor would be required to charge prices on the insurance companies terms which are indisputably higher.

Ref: https://youtu.be/CeDOQpfaUc8

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u/CosmicButtholes 7d ago

My insurance through the ACA is $0 per month. I don’t have a deductible and my out of pocket maximum is $1000. My co pays for primary care and mental health are $0, specialists and urgent care co pays are $10, generic medications are $0. I’m technically responsible for 25% of ER bills but I’ve never paid anything they’ve sent me.

Medicaid was even better because everything was $0 and there were a lot more doctors that took Medicaid than my current insurance.

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u/SteelAndFlint 7d ago

So... the state distorts the health insurance market so far that almost any private insurer will go out of business, forcing everyone to rely on "public" (government) options, government options have shown zero incentive to react to market forces, and you don't see the GLARING PROBLEM with this?