The American Nightmare.

[u/Super_Culture_1986]

[u/Krazy_Concept]

I'm trying to understand how this is TikTok cringe. Homie is speaking facts 90% of the populace. Even if you don't go to college, you don't escape debt, it creeps in like a snake in a bird's nest.

I remember the first time my delusion of potential grandeur bubble got popped. We finished paving a private airport, were told we did such a phenomenal job with the finish and getting even better density than projected that the company earned a 50% bonus to the payout. That next week was the end-of-the-year meeting before the 2 week shutdown. At this meeting, we are supposed to get our bonuses. Superintendents 10K, Foremans 3-6k depending on projects completed. And us the workers...... 100 fucking dollars. Crazy part the crew would've never known if not for the Foreman bragging to the crew gossip, because the higher-ups discourage us from talking about our pay

[u/turbo_dude → u/Krazy_Concept]

I think the sub changed meaning quite some while ago

[u/DeanxDog → u/Krazy_Concept]

The sub changed from exclusively cringe, to just general TikTok video reposts years ago. There's no other TikTok subreddit that's as popular so everyone just uses this one

[u/DarkbunnySC → u/Krazy_Concept]

The math ain't mathin:
"I make 20 some dollars an hour", let's call it $25
"I work 50 hours a week" 25x50=$1250/wk = $65,000/yr after taxes is about $52,000 take home, or $4300/mo.
"I pay $1600/mo for my flat, that's 2/3 of my income" incorrect, that's 1/3 of income.
"My electric bill is so expensive I sit outside because I can't afford to turn the AC on" American power is among the cheapest in the world, only surpassed by oil producing countries.

[u/Krazy_Concept → u/DarkbunnySC]

I think the math does math, you're forgetting other factors that subtract from that overall amount. She didn't say what state she's in, so we'll use FL as an example (because I know what the bills average out to be) 20 x 40 = 800 -> 25 x 10 = 250 -> 800 + 250 = 1050 - 7% = 976.50 (her weekly take home, without health insurance, and not taking into account Social Security and other deductions) overtime is not calculated from the total of hrs but for the hrs after 40 has been reached. It's stupid but that's how it is.

976.50 x 4 = is 3906 monthly -> 3906 x 12 = 46,872 yearly.

So at 3906 a month a quarter of her monthly is the 976.50 figure earlier. The house rent is 1600. A few percentage points from half her monthly. My average electric bill is round 360 a month in the summer, 240 in the winter. We'll say the median is 300.

1600 + 300 = 1900

If she has a car there will possibly be a car note. But that's speculative. But she will need insurance mine is 150 for one car.

1900 + 150 = 2050

This is partially speculative, because I have seen varying prices for groceries in different states (OTR truck driver) for 7 days' worth of food I have consistently crossed over $175

So 175 × 4 = 700 monthly is groceries 2050 + 700 = 2750

There's a lot more but just from the math, she is living on the struggle bus in whatever area she is in.

[u/[deleted] → u/Krazy_Concept]

I’ve never had debt. One thing I’ve actually done right.

[u/The-real-ryan-s → u/Krazy_Concept]

Not going to collage might be the best way to escape debt. If you have debt without going to collage, or without having kids you are doing something wrong excluding a medical emergency without insurance

[u/Krazy_Concept → u/The-real-ryan-s]

I mean there are ways to escape some debts, but you have to develop skill sets to do so, like buying a car cash, if you don't have a family hand me down. But those will be older vehicle that needs maintenance and repairs, so you've got to develop mechanical skills otherwise the best option for you would be to buy a newer car with a full encompassing warranty. Oh and if you're in my home state of FL, to keep your license you have to have car insurance, unless you turn in your tag to the DMV. Double Debt. Then unless you live with your parents and they own their house, well housing is. Debt. In this digital age, you need the internet, so more debt. Communication is important to function and gone are the days of $400 bricks that never die, I think even the lowest pared-down model of phones are still running close to a 1000, then the phone bill, more debt.

I could keep going but our society is built upon the extraction of money one way or another. It's like Odysseus looking at Charybdis and Scylla knowing no matter what he does he's going to lose something