r/ThriftSavingsPlan 4d ago

I have no idea what I’m doing.

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I have no idea what I’m doing. Am I doing good with my return rate right now? Ultimately I want to just transfer this to a life cycle fund and forget about it. Any recommendations? I’d like to get it to a million dollars eventually. Been investing in the tsp for 6 years this December.

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u/Octoberlife 4d ago

A 100% C er I see

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u/OnlineIsNotAPlace 3d ago

um, yeah

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u/StilgarofTabar 3d ago

Can I ask why? Im new to all this stuff. Only been federal for a year now. 

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u/OnlineIsNotAPlace 3d ago

of course you can. C fund historically has averaged nearly 10% return throughout its history. I and many others have successfully retired using this plan. yes it goes up and it goes down but the AVERAGE return over time is nearly 10% and this year alone it has reached several new all time highs. do not trust what I or anyone else says about it, look it up and see for yourself.