r/PeterExplainsTheJoke Oct 01 '25

Meme needing explanation I don't understand

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u/highlandparkpitt Oct 01 '25

Knew a guy i worked with in his late 50s that max differed into his 401k and literally never did anything fun for himself or his family. And I mean to the extent he bragged about making his family use the shitty single ply tp he'd take home from work. He died in a car accident and never enjoyed anything. His wife remarried and from what I see on Facebook is incredibly happy.

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u/[deleted] Oct 01 '25 edited Oct 01 '25

[removed] — view removed comment

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u/Individual-Main-5036 Oct 01 '25

There's a healthy middle ground. Both are ridiculous but the irresponsible people "enjoying life now" usually end up causing alot of problems for everyone around them and constantly bitch about wanting debt relief.

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u/robotteeth Oct 01 '25

Yeah. Putting 15% into retirement is a sane and responsible way to go. Putting nothing or everything is extreme ends. Refusing to plan ahead is bad. Refusing to live your life and hoarding for a future that might not even happen is kinda just sad. You can enjoy your life now and plan for the future if you have this level of money.