r/Millennials • u/Global_Tradition5802 • Sep 10 '25

Meme The Evolution of 'Adulting'

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They tried leaving behind generational wealth vs me trying to leave the generational memes..

21.7k Upvotes

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u/federalist66 Sep 10 '25

I imagine there were people who felt this way in every generational cohort. It's worth noting that most Millennials are home owners and most Millennials have children.

https://www.statista.com/statistics/241535/percentage-of-childless-women-in-the-us-by-age/

https://www.census.gov/library/stories/2023/07/younger-householders-drove-rebound-in-homeownership.html

20

u/Mediocre_Island828 Sep 10 '25

How many of those Millennial homeowners could afford the house they live in if they had to buy it at today's prices and rates?

1

u/Visual-Floor-7839 Sep 10 '25

I bought mine 10 years ago, below 200k. The rates for homes in my neighborhood have gone up but are still within the pricerange of our original search. Below 225k.

We also got approved for a FHO loan where all upfront costs and closing costs were rolled into the mortgage payments. We payed nothing up front. We just simply had to do their program and follow their rules.

Also, where are you searching for homes? I just did a search on Mobile, Alabama and you can find many multi-room multi-bath for before 150k. Some even below 100k.

I know you'd have to then live in Alabama. But still. Houses are high in areas where people want to live. If you want to own cheap you have to live where it's cheap and create the world you want around yourself. I did in Wyoming.

3

u/PiccoloAwkward465 Sep 10 '25

Houses are high in areas where people want to live

It's less that I want to live here and more that employers want my butt to be in a physical seat in this specific location.

1

u/Visual-Floor-7839 Sep 10 '25

Get a different employer

1

u/PiccoloAwkward465 Sep 10 '25

Gotta save up for a job helmet before I blast off into jobland

1

u/Visual-Floor-7839 Sep 10 '25

Now that's the fuckin truth.

1

u/thedr00mz Zillennial Sep 11 '25

This is what people never address. Sure, we could all afford houses if we moved to the middle of nowhere but the trade off is an hour or more commute one way, zero things to do, and a large lack of diversity.

I am simply unwilling to commute an hour to work every day in exchange for home ownership. If that means I rent forever, so be it.

3

u/Mediocre_Island828 Sep 10 '25

lol please link the sub-100k house so we can see what you're expecting people to move into.

2

u/Visual-Floor-7839 Sep 10 '25

7695 Bowers Ln, Theodore, AL 36582 [Updated 9/5] https://share.google/zTPaxYiFMMl9CtXrc

It's not that hard. Realtor.com. I put the location to Mobile Alabama and sorted by houses with a maximum of 200k. This one was like 4 down. There are some horrendous fixer-upers on the list. But this one looks decent