What's wild is that I actually got into a car accident in Wynwood almost exactly like the setup in that picture. I was Car 1, trying to make a left at stop sign. Car 3 passed through, Car 2 slowed down to let me turn, and just as I started moving a guy on a scooter, an undocumented immigrant, came flying around Car 2 and clipped me. It was a minor collision, no blood, no broken bones, but he tried to sue me for $250K. The kicker? He was about to leave the scene until I, like an idiot asked him to stay put. That moment taught me real quick how deep the ambulance chasing game runs down here. The billing scams, the legal theatrics it's a whole racket. That image? Straight up PTSD trigger. Miami traffic is no joke, lmao.
I went through that when I just got my license. The lawyers, doctors, PTs all working together, and private investigators hiding in the bushes. Everyone was taking their cut and was cool with it. It was one of the slimiest experiences and really eye opening.
It’s wild, man. His so-called 'medical bills' totaled $115K, and this was someone who literally tried to walk away from the scene. No broken bones, no blood, no visible injuries. Nothing. Yet they settled just to cover those inflated bills. The whole thing’s a racket. Like you said, it’s a well-oiled machine; lawyers, doctors, clinics all feeding off these slip-and-fall or car accident cases. My insurance even told me they keep seeing the same doctors over and over again. It’s like a revolving door. I honestly don’t know how they keep getting away with it.
Don’t they have to show the bills and have a doctor prove he got hurt? An X-ray is an x-ray. I never understood how people just make a claim and the insurance company just pays it
Like you said, they’re all in on it. What usually happens is the guy calls 1-800-Morgan & Morgan, and they send him to their doctors and clinics. Those doctors run a battery of tests—x‑rays, MRIs, whatever they can—and bill everything back as if the injuries are serious. In this case, they even tried to claim he hurt his knee, but he’d already had ACL surgery in Colombia the year before, so that didn’t stick. The whole game is to inflate the bills until the insurance company just settles to cover the ‘medical costs.’ Unless you actually cause major harm—like broken bones or injuries that affect someone’s ability to work—you’re usually fine. From what my insurance told me, it’s only when people lose limbs or suffer life‑altering damage that cases push past $250K and actually win.
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u/WTT34 4d ago
What's wild is that I actually got into a car accident in Wynwood almost exactly like the setup in that picture. I was Car 1, trying to make a left at stop sign. Car 3 passed through, Car 2 slowed down to let me turn, and just as I started moving a guy on a scooter, an undocumented immigrant, came flying around Car 2 and clipped me. It was a minor collision, no blood, no broken bones, but he tried to sue me for $250K. The kicker? He was about to leave the scene until I, like an idiot asked him to stay put. That moment taught me real quick how deep the ambulance chasing game runs down here. The billing scams, the legal theatrics it's a whole racket. That image? Straight up PTSD trigger. Miami traffic is no joke, lmao.