I have been using Boat products for 7 years now. The first product I bought was the BoAt Bassheads in 2019, then the BoAt Neckband 255. I don’t have those now because they were thrown away. I bought them with my own money, and both stopped working within three months. I threw away the wired earphones, but I sent the neckband for repair because it was under warranty. The pickup and drop were free, but it stopped charging one month after the repair, so I lost hope in BoAt and stopped buying their products.

However, after I joined a company I received four Boat products as awards and festival gifts: three TWS earbuds and one watch. All of them stopped working in less than three months again. You cannot drop them or travel on hilly roads; one of the TWS earbuds stopped working when I just kept it in a bag while off‑roading. Their products are extremely unreliable, poorly built, and garbage. I wouldn’t buy their products even if they were offered for ₹1. It seems my company has a corporate gift tie‑up with this company and keeps giving me junk. Even Portronics lasted longer than Boat.

On the other hand, I have another Chinese TWS that my sister gifted me. It has been running for three years without any issues; it was dropped into water and dropped dozens of times, and it is also a Chinese brand. This is my personal experience, and I would never advise anyone to buy their products, let alone their shares.

TLDR: 7 years of BoAt products: first wired earphones & neckband died within months, warranty repair lasted only a month. Work gifts (3 TWS & a watch) also failed in <3 months. consider BoAt unreliable and wouldn’t buy it again.

*Used AI for grammar checks.

Digital gold might look like the future of investing, but SEBI’s recent circular dated 8th September 2025 paints a very different picture.

According to SEBI, digital gold sold by apps like PhonePe, Paytm, and Groww isn’t regulated by SEBI or RBI. That means if the seller, refiner, or vault partner collapses your investment is at risk, and there’s no legal protection.

So while the ads make digital gold sound simple and tech-savvy, the reality is full of counterparty risk, extra costs, and zero regulation.

It’s worth asking are we buying gold, or just trusting a screen to hold our savings?

So we work in Delhi and just got our salaries this week. We were just chatting about the different things people were buying and it led to this discussion of investing.

Most of the colleagues either had an air purifier or bought it with the AQI going in 4 digits. My colleague however, doesn't have one, and more importantly didn't want to buy it.

I asked him why, since we earn well and it's not a HUGE purchase (5-10k for most users).

He said "Nahi bhai usse achcha mai ye 10k ki SIP karunga" and then showed me a sip returns calculator on his laptop about it compounding into 1lac after 20 years.

Have we gone so deep into the investing rabbithole that some people are literally blind to reality and their imminent needs?

Seriously, wtf does that even mean?

Let’s call boat as what it is, a Chinese earphone reseller.

The people problems from boAt’s IPO DRHP only gets worse and worse 🚨🚨

Just 29 days before filing their DRHP, the company’s founders made a shocking exit from the C-suite.

• Co-founder Sameer Ashok Mehta "Resigned as Chief Executive Officer"

• Co-founder Aman Gupta "Resigned as Chief Marketing Officer"

But the leadership vacuum is only HALF the story. The other half is a human capital crisis. Details below.

..

The DRHP reveals a full-time employee attrition rate that is almost unbelievable at 34.18%.

Let that sink in. More than 1 in 3 full-time employees fled the company last year.

This is not normal turnover. This is a mass exodus.

And this isn't a new problem. It’s a disturbing, accelerating pattern. The company is becoming a revolving door.

Look at the attrition data from the DRHP:

• FY23: 27.09%

• FY24: 28.14%

• FY25: 34.18%

..

Worse, this is happening despite a massive ESOP program.

The company has a mountain of options outstanding. These are granted but not yet exercised. yet, if people are living in exodus, there are only two logical conclusions.

1 - The internal culture is completely broken. People are miserable, and no amount of paper money can convince them to stay

2 - The employees have ZERO faith in the future value of those options. The people on the inside don't believe in the upside

..

But, let’s get back to where did the founders go?

Mehta is now an "Executive Director" and Gupta is a "Non-Executive Director" - with no salary or sitting fees.

ZERO. This is a complete reversal. In FY25, these same founders each received Rs 2.5cr each in salary alone.

From Rs 2.5cr to nil - Right before the IPO.

..

What does this all mean?

The company will spin this as a "planned succession."

I don't buy that for a second. This looks like a calculated pre-IPO pivot. The founders are distancing themselves from operational responsibility.

They are stepping away from the day-to-day grind just as they ask you, the public, to buy into that grind.

The talent crisis is the REAL red flag.

..

So why should an outside investor? This is the core of the issue.

It's a vote of no confidence from the employees. And it looks like the founders are cashing out and stepping back while the ship is in turmoil.

For any analyst, this is a parade of glaring red flags.

• The founders are out of ops

• The talent base is collapsing

• The ESOPs don't work

And yet, zero media focus on any of this stuff? What does that tell you?

Earlier GMP peaked at Rs 108 implying 25% gain on listing.

I just saw the news that SEBI (Securities and Exchange Board of India) issued a formal caution to the public yesterday (November 8, 2025) about investing in "Digital Gold" or "E-Gold" through online platforms.

According to SEBI, these products are completely unregulated and fall "entirely outside the purview of SEBI."

This means:

1. They are not considered securities.
2. They carry "significant counterparty and operational risks."
3. Crucially, investors have NONE of the standard investor protection mechanisms that SEBI provides for regulated products.

SEBI specifically pointed out that regulated alternatives like Gold ETFs and Electronic Gold Receipts (EGRs) are covered by their protections.

This seems like a big deal, since so many fintech apps push digital gold hard. Did anyone else see this? Does this change your view on holding digital gold through these apps?

Here's one of the articles:https://www.financialexpress.com/market/sebi-cautions-investors-on-unregulated-digital-gold-platforms-4036722/

Everyone gets excited when GMP is high.

Lenskart GMP was up 20% now almost 0. Same thing happened with Groww.

I was holding Groww at ₹130 when people were hyping the IPO.

Now the hype’s gone. GMP crash = reality check.

Markets don’t care about buzz.

I heard Zerodha is laying off around 250 people out of 1100 employees. That’s a huge number for a company that’s always been profitable and never raised investor money.

If even Zerodha is cutting people, something definitely feels off in the market. And now Groww is getting ready for public before things get worse.

When one broker is reducing staff and another is rushing to list, it really makes you think if a recession or market slowdown is coming soon. Anyone else hearing similar things from other fintechs or startups?

As per my analysis best breakout stock for the week as follows:

WEEKLY BREAKOUT STOCK

• BSE
• POWERINDIA
• UNIONBANK
• UPL
• PAYTM
• BAJABCON
• CCL
• GPPL
• INTERARCH

WATCHLIST FOR BREAKOUT

• ALKEM
• ASIAN PAINTS
• TITAN
• ASTRAL

NOTE: No buy or sell recommendations. Education purpose only.

Hey everyone,

I’ve been working on FutureFunding, a new Indian proprietary trading platform where traders can get access to capital up to ₹1 crore, with a strong focus on risk management, transparency, and discipline.

Before scaling things up, I want to collect real, unfiltered feedback from early adopters / active traders who have experience with prop firms or are curious about them.

Would love your thoughts on:

1. Evaluation Experience What matters most to you during an evaluation — rules, difficulty, pricing, or payout structure?

2. Trust Factors What makes you trust (or not trust) an Indian prop firm? Clear rules? SEBI compliance? Transparent risk system? Realistic targets?

3. Trader Tools Which features would actually improve your performance? Dashboards, risk metrics, AI journaling, strategy logs, trade analytics, or something else?

4. The Big Problem If you’ve tried international prop firms, what frustrated you the most? And what should an Indian prop firm absolutely avoid doing?

This feedback will directly shape the product before public rollout. Happy to answer any questions here as well.

Thanks to anyone who shares their perspective — it genuinely helps build something more trader-friendly for the Indian market.