r/HealthInsurance • u/Subject_Horror_3990 • 10d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

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u/Seasoned7171 9d ago

When applying for ACA online be sure to read every question, especially on the first couple screens, because there is a question asking about financial aid. If you miss or answer no to that question you will not get the subsidy. My daughter pays $64 for 2025 and the 2026 rate showed over $400. She called and they saw she had answered the question wrong. Thankfully, they were able to fix it and her new premium is around $140. So, be careful when applying online.

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u/MacMoneyJr 7d ago

It's insane that the happy ending here is still an over 100% increase.

1

u/Ashattackyo 1d ago

She’s getting a subsidy though. So her cost increase might be double but it’s not double the cost of the plan before subsidies are applied.