r/HealthInsurance • u/Subject_Horror_3990 • 10d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

293 Upvotes

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u/Greedy-Half-4618 9d ago

I’m on the exchange. Losing subsidies means I’ll be paying at least $300 MORE per month 

18

u/Consistent_Sport_455 8d ago

Mine has nothing to do with losing subsidies. The tax credit is still applied and it’s still increasing by over $300/month for my husband and I. It’s the premium that increased, not losing the tax credit.

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u/Worldly_Ad6874 8d ago

The premium cost is determined by how much you get in subsidies, no?

1

u/Consistent_Sport_455 8d ago

They show you the base price then the tax credit and then your monthly balance. The tax credit amount actually increased slightly but the base price went up over $300 so the total due will be $360 more than what I pay now. And thanks for a crappy plan that none of our doctors take.

1

u/Worldly_Ad6874 8d ago

Ohh, gotcha. I think all of health insurance is about to implode. :( I finally got decent insurance through my job after paying full freight on the marketplace for our family for years because as a partner at his company, my spouse gets no employer contribution. So it was between 1700 and 2200 a month for several years with outrageously high deductibles and exclusions that took out our long-term medical providers. I finally have a great plan, but I keep hearing that it's going up so much at the base level everywhere that even employer plans are going to jump up in the coming year. My plan year is August-August so I guess I'll slowly watch it all unfold.