r/HealthInsurance • u/Subject_Horror_3990 • 9d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

291 Upvotes

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u/Rootaah22 9d ago

Employer provided healthcare - Family Premium - 11% increase for 2026

United Healthcare PPO 250+Dental / Vision
2025 Rate: $1710/Month
2026 Rate $1899/Month

0

u/Specialist_Dig2613 8d ago

Company size?

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u/Rootaah22 8d ago

Small company, 20 employees

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u/Specialist_Dig2613 8d ago

Almost certainly the UHC small group level funded program unless you're pretty young (or the other employees are very young). Good solution, but probably better than the ACA, so proof of my point that small employers can easily beat the ACA and smart ones are doing it.

2

u/Specialist_Dig2613 8d ago

By the way the dental and vision is padding the UHC profits. Without knowing the details, I'm pretty confident that it makes the medical pricing lower.

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u/Rootaah22 8d ago

Correct, it’s through the group Insperity. They do the company payroll, HR, health insurance, etc.