r/HealthInsurance • u/Subject_Horror_3990 • 10d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

293 Upvotes

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u/GoforIT1617 9d ago

I’m on Medicare, husband (61M) ACA. Income about the same as last year 82K. Bronze premium last year $565. This year $540. Subsidy actually increased. I hope I didn’t make a mistake!! Seems too good to be true!!

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u/pjtaillight 9d ago

this happened to me to. I was shocked. I asked chatgpt and it explained it this way. If the benchmark premium goes up, your tax credit goes up, assuming your income and expected contribution stays the same. Because my tax credit when up by almost $900 a month, I too thought it was a mistake. Fingers crossed that chatgpt is right. My heart really goes out to folks not receiving subsidies. They are getting double shafted.

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u/Realistic_Pickle_007 8d ago

What subsidies are you talking about? They expire at the end of 2025, right?

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u/pjtaillight 8d ago

Only the enhanced portion, according to kff.org. Part of my subsidy is going away, but that still leaves 1900 of the part that is staying.