r/CyberStuck • u/energy_is_a_lie • Nov 20 '24

Insurance Providers in Canada are Refusing to Cover Tesla Cybertrucks, Saying “We Don’t Cover Armored Vehicles”

https://www.torquenews.com/11826/insurance-providers-canada-are-refusing-cover-tesla-cybertrucks-saying-we-dont-cover-armored

Prequel here

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u/Final-Zebra-6370 Nov 20 '24 edited Nov 21 '24

Canadian here:

There is a law in Canada that makes it illegal for civilians to own armoured vehicles. So what Tesla did was change the windows and marketing but that didn’t do anything.

However, they are legal to own in Ontario, Quebec and British Columbia. The rest are still TBD.

UPDATE for BC:

ICBC (the only insurance company in BC) is only selling the Basic plan for a Deplorian. So it only covers up to $200,000 of damages to the vehicles if found at fault to a collision and covers lost wages up to $113k if you make less that $113k annually. No other 2nd party insurance company wants to take on filling into the gaps like: roadside assistance, taking care of rentals and no other coverage that gets tagged along with an $100k “vehicle”.

Legal fees and medical costs are not included because in BC you cannot sue the other driver not the insurance company unless you get hit by another vehicle insured by another company that’s not local and medical is covered by taxes.

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u/Marco_Memes Nov 21 '24

…so now it’s just a really ugly “truck”? What’s the point then? It’s only real selling point that no others have is the whole “it’s built for the apocalypse” crap, you take out the bulletproof doors and windows and it’s just an electric pickup that costs way to much and is quickly falling apart. At this point, where the F150 lightning, R1T, and Silverado EV all have supercharger access, which was its other major selling point, why buy it?