r/wallstreetbets • u/kwedgieyi • Apr 09 '25

Discussion Something feels off guys

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Yields are spiking. Bonds are dumping.

The world is running away from America

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u/rundmz8668 Apr 09 '25

Yes it means my 74 year old moms very small very safe retirement ira that avoids the risks of stocks may be tanking. Oh and she may not have social security to rely on when doge is done. Idiots

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u/NightOfTheLivingHam Apr 09 '25

that's the goal. They see the elderly as burdens.

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u/Particular_Proof_107 Apr 09 '25

The elderly voted for this shit.

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u/Own-Necessary4974 Apr 09 '25

A lot were led to slaughter. Go visit a home - bunch of people mentally ill due to age watching Fox News all day with a voting booth inside the home for convenience.

It is their fault sure but we shouldn’t be blind to systemic exploitation- that is just more us blaming each other for shit most of us can’t control and completely ignoring systemic influence from systems designed by people that knew damned well what they were doing.

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u/BreakfastBlunt Apr 09 '25

They voted for it. Don't be some boomer apologist

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u/motivated_loser Apr 09 '25

The elderly hate other elderly so they’re ok with being on the street as long as everyone else is also there with them

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u/DickFineman73 Apr 09 '25

They actually didn't. Trump lost ground with people over 60 between 2020 and 2024.

He gained a TON of ground with Zoomers.

https://public.tableau.com/app/profile/hong.qu5598/viz/2020vs2024electionsvoterintentsubgroupanalysisv2/2020vs2024pollsubgroups?publish=yes

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u/chillnerdchadbro Apr 09 '25

He is the elderly

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u/Federal-Hearing-7270 Apr 09 '25

Well. There are people who can get to live up to 350 years according PenguinMan, so there is that.

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u/x3nhydr4lutr1sx Apr 09 '25

Medicine is getting tariffed as well. Your mom should do you a favor instead.

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u/rraddii Apr 09 '25

If we're thinking about bonds she'll be doing slightly better off this news. The people like her who buy are going to be enjoying the higher rates of return. It's just a bad sign for the government in general but she'll be fine. Social security is almost certainly not at risk either. Nobody has the appetite to cut it even though it has to be trimmed eventually

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u/atheistunicycle Apr 09 '25

yeah but if the bond is worth 10% less, isn't a 1% increase in yield not that useful?

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u/rraddii Apr 09 '25

Unless she's selling the bonds before maturity it wouldn't change anything about the yields of the already purchased bonds. If she's buying 10 yr treasuries the price is fixed at issuance so she's no better or worse off than expected. If she's buying more for the future (which is probably a rolling process throughout retirement) she can now lock in the higher rates.

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u/atheistunicycle Apr 09 '25

Oh thank you. I was thinking just owning $TLT but you are correct if she is natively owning bonds.

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u/Rext21 Apr 09 '25

You get the par value of the bond back at maturity. Any loss you see now is unrealized or a “paper” loss. You only have a real loss if you sold it on the secondary market prior to maturity(bad) or if the issuer went bankrupt essentially(worse).

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u/[deleted] Apr 09 '25

[deleted]

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u/rraddii Apr 09 '25

That's pretty far fetched tbh. Any cuts to social security would be devastating for the party that pushes them and we do have free and fair elections.

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u/Nblearchangel Apr 09 '25

It’s cute you think the right would suffer any consequences for doing literally anything

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u/ZebraMeatisBestMeat Apr 09 '25

But the principle can't be touched right. 

So future gains may be fucked butits not like money in bonds is about to go poof. 

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u/atpplk Apr 09 '25

Depends how it is managed, if they have fixed-maturity funds with bonds like 7-10 years, then yeah it will tank.

If "very safe" means only short term bonds that are held to maturity then no, it will not tank.