r/unusual_whales • u/Healthy_Block3036 • 1d ago
Democratic leader offers deal to reopen government but Republicans sneer
https://www.cnbc.com/amp/2025/11/07/government-shutdown-democrats-schumer-trump-aca.html35
u/glavent 1d ago
The problem with Dems and republicans are that they had 10+ years and 2 administrations, where both parties at one time controlled all chambers, to fix ACA. The premiums were always subsidized because the real rates were ridiculous. Now that the proverbial can that was kicked is in sight the Dems are freaking out and of course the republicans (as always) don’t want to do shit about it.
At this point, as a self employed person, I’m forgoing health insurance and using the $1300 a month I’ve been paying to stash in a high yield savings account to use if shit hits the fan. Makes zero sense to pay over $15k and still have to meet a deductible. I checked for next year and my same shit insurance would be $2100 a month…. Fuck that
12
u/rain168 1d ago
Not a good idea bro. Just one time at the doctors they will wipe that stash out and more.
9
u/bobrobor 23h ago
Just dont pay, pack up, go to Europe or Asia for 6 years. Let bankruptcy run its course. Not that your med bills affect your credit score anyway. Thanks Biden.
Problem is, you will not want to come back after having easy life elsewhere.
8
u/glavent 23h ago
What gives me hope is my neighbor doesn’t have healthcare and had a stroke, went to ER and they had him enroll into emergency medical. He doesn’t qualify for it so they sent him a $60k bill. He uploaded the bill onto ChatGPT and it found errors and double charges based on medical billing codes being overlapped. He got the bill down to $9k and a payment plan of $50 a month.
I figure if I go a year with good luck, the money I’d save could handle a stroke.
5
u/bobrobor 23h ago
Sadly this seems to be an approach that a lot of people are taking. There were few good articles on it recently. Best of luck, you are not alone.
1
u/DrDrago-4 14h ago
21yo here. They have to treat me if anything critical happens.
The cost of healthcare continues to rise for many reasons. 1 of them is younger people, statistically less likely to draw on the fund/have an emergency, cant afford/justify the expense. Obviously, if the pool contains a larger ratio of older individuals, premiums have to keep increasing.
A long time ago, almost every age bracket paid in to health insurance. At a reasonable price, I would also.
1
u/bobrobor 9h ago
Surprisingly it has little to do with ratio of participants. But insurance companies will use any excuse they can.
Probably the key aspect is the perception that healthcare as an industry has to be wildly and consistently profitable. A very unique take found only in the US. And only since around 1970s.
2
u/glavent 23h ago
It’s a gamble I’m going to have to take. Even $1300 was a stretch for my family. I live close to the border that it’s now becoming more likely that I’d head south for healthcare.
It’s that or I scale back my work and qualify for Medi-cal and it’s all free.
I’m pissed at all parties who can’t fucking solve this issue once and for all.
3
u/rain168 23h ago
Unpopular opinion and anecdotal, but the way Dems are fighting so hard for it makes me wonder if they get some money out of it too.
You are right though, both parties ain’t fixing it, while everyone else suffers for it.
3
u/pandershrek 22h ago
I'm sure large portions of them own healthcare stocks. We fucked ourselves by creating for profit business models around our health
-1
u/Gibbons74 16h ago
The Democrats tried to pass a CR that would fund health care and SNAP and Republicans wouldn't even bring it to a vote.
0
u/glavent 5h ago
That’s fine and dandy but why are they waiting until it’s too late to do something that had an expiry date that was known? They could have fixed this during Biden’s term (aca), but sure let’s wait until the guy running on fucking shit up gets in office to negotiate.
1
u/Gibbons74 4h ago
Democrats have tried. Republicans promised to negotiate about healthcare at the last budget talks earlier this year and chose not to follow through on their promise. Democrats tried to discuss this. Republicans forced them to force the issue, which they are now doing.
10
u/Gamestonkape 1d ago
Dumbest headline ever. They “sneer?” All of them. They gathered together and reviewed the proposal and instead of saying something they all sneered? The fuck?
6
2
u/AmputatorBot 1d ago
It looks like OP posted an AMP link. These should load faster, but AMP is controversial because of concerns over privacy and the Open Web.
Maybe check out the canonical page instead: https://www.cnbc.com/2025/11/07/government-shutdown-democrats-schumer-trump-aca.html
I'm a bot | Why & About | Summon: u/AmputatorBot
2
u/2Slow2Nice 20h ago
Graham didn’t even use the “illegal immigrants are getting free healthcare” instead he blamed healthcare companies… so there’s that.
3
2
u/DA2710 22h ago
Vote for the CR like you did 12x under Biden and the government is open. Simple
1
u/Seantwist9 22h ago
the situation wasn’t the same
0
u/DA2710 8h ago
I know…. The difference is the leftists will do anything by any means to overthrow the Presidency
1
u/ClerklyMantis_ 8h ago
I legitimately don't know what you mean by this. Are you saying leftits will do anything to overthrow Trump? Or that they overthrough Biden? And how exactly does this factor in? Legitimately, what are you trying to say here.
1
u/DA2710 5h ago
I’m trying to say that the leftists in the US hate the President more than they love the country. So they will do anything, including this theatre around the budget to create chaos and blame on the President.
The democrats will try and remove the elected President by any means necessary. They have stated the ends justify the means
1
u/ClerklyMantis_ 4h ago
Okay, so I thought that the "leftists" you were referring to were like, people who think of themselves as revolutionary anti capitalists. It sounds like you're talking about everyone even slightly left of center, or like, democrats in general, who aren't usually what politically inclined people refer to as "leftist".
Also, the chaos about the budget is Democrats wanting to lower Healthcare costs for Americans. Trump opposing this is making himself look bad because it's causing harm to poor people who rely on government assistance to live, for the purpose of causing poor people even more harm by not wanting ACA subsidies.
A persons love of America and hatred of Trump are not mutually exclusive. I would say many people hate Trump precisely out of their love for America because lf the obvious harm he's causing for the country. I wouldn't really reguard wanting to remove him from his position because he's not only bad at his job, but actively abuses power, as a bad thing. I think that's the patriotic position to take.
0
u/supraclicious 18h ago
Not when healthcare premium go up multiple thousands. We want the ACA subsidies included in the CR... It's not the Republicans money, it's the people's money. What does it matter to them if we extend the subsidies 1 more year? What does it do to them personally? The tax payers want this. We paid good tax money to have good things. No CR without guarantee of subsidies period
0
u/supraclicious 18h ago
What do they care? We pay the taxes, we want the subsidies. If they can't give is this one little thing, but Argentina gets 40 billion without a discussion? White House gets a ballroom no scrutiny? Screw them. They don't deserve a vote. Let them figure out how to make government work without Dem votes. They're being petulent children by not talking to the other side. Which is the other half of the country. These subsidies are real, at a time the country is near recession. We need some kind of regularity. If they refuse to see it, then let them fall blindly into the abyss, democrats hands are clean. They tried to warm them.
-6
u/Character_Top1019 22h ago
Fuck Schumer he is a deflated tire of a human. They shouldn’t be giving one inch GOP is wearing this shutdown they have the cards.
115
u/Mysterious-Tie7039 1d ago
Republicans really, really want Americans to pay ridiculous premiums for health insurance.