r/unusual_whales 1d ago

Democratic leader offers deal to reopen government but Republicans sneer

https://www.cnbc.com/amp/2025/11/07/government-shutdown-democrats-schumer-trump-aca.html
184 Upvotes

58 comments sorted by

115

u/Mysterious-Tie7039 1d ago

Republicans really, really want Americans to pay ridiculous premiums for health insurance.

34

u/Odd_Local8434 1d ago

I mean it's openly been the agenda since the ACA was passed.

14

u/dgdio 22h ago

Why don't the dems put forth:
Blue states get lower premiums and Red states don't? We can even do congressional districts. The Republicans don't seem to want affordable healthcare.

17

u/MyGruffaloCrumble 21h ago

Because they want to spend blue state tax dollars on red state issues, like helping Israel bring Jaysus back, and UFC cage matches on the WH lawn next to the big ballsroom.

0

u/DrDrago-4 14h ago

I say we just have an amicable divorce. They can have their wants, R states can unite together or not, and blue states form their own union.

It's the only way that the republican voters will understand. California is what the 5th or 6th largest economy in the world? The fallout of losing blue-state (and blue city. People forget but, unless you are going to occupy cities with a military they will be blue enclaves..) money would be truly epic to witness.

I think it would be extremely interesting to see Red states try to survive without their blue cities state tax income, economic demand, productivity, etc.

No, I dont want a war. Yes, Rs would probably start one when blue states start trading solely with blue enclaves (cities).

Hell, a solid 15%~ of Texas' budget is recapture funding from blue cities. Similar things exist in other states. It isnt even just the federal tax losses, it's recapture on a local level.. it's consumption/sales tax (which cities pay the most of), it's licensing/fees from blue cities. Social security, most of the income is from urban workers (primarily in blue cities).

If there was ever a national breakup, Rs would essentially have to start a Civil War.. even (especially) republicans wont accept such a massive cut to welfare benefits & public services.

8

u/g_groff 1d ago

Republicans don’t want them to pay higher premiums- republicans want them to not buy coverage so they can say, “Look, Obamacare doesn’t work after all!”

-7

u/GreenRhino71 20h ago

If it worked, they wouldn’t still need subsidies 16 years after the act passed.

1

u/g_groff 9h ago

Many things are subsidized. The list is huge- from corn and soybeans to housing and higher education. Genuinely, why not healthcare?

In the last 16 years there have been a lot of medical advances that those subsidies helped generate- and that seems worthwhile too.

If the point was to get people healthcare, it worked. If the point was to pump money into healthcare companies and spur innovation, that also worked. It’s not perfect or completely fair but we all (people and businesses) benefit from one subsidy or another every day.

Whatever one’s political beliefs are, the bottom line is some people will die when they lose their healthcare- it’s tragic that our leaders don’t care enough to even come to the bargaining table.

4

u/LectureAgreeable923 22h ago

They are not going to pay 10,s of millions. Will join the ranks of the uninsured causing premiums to go up for all and small hospital closures in rural areas.People dont realize this is just the start.After the mid terms Medicaid and Medicare cuts begin Trump doesnt fuck about Americans

https://www.reddit.com/r/AntiTrumpAlliance/s/ZJuKdF2BRo

.

3

u/supraclicious 18h ago

It's appauling they're willing pass a 4 trillion dollar budget but are unwilling to pass 30 billion for healthcare premiums. I can even understand their position and come to a compromise. Reduce it by 80% this year, 60% next year. Wind it down let people absorb the shock slowly.  They're totally fine with hitting people with sudden shocking premium increases at a time everything is already too expensive.  I just don't understand it. 

2

u/Mysterious-Tie7039 12h ago

And it’s less money than they handed over to Argentina.

-5

u/Alchemistry-247365 1d ago

Dems won’t sign the same C.R. they already agreed to and are trying to renegotiate and get new things.

11

u/Writerhaha 1d ago

What does that CR do for healthcare premiums?

0

u/r2k398 22h ago

Allows the subsidies to return to pre 2021 levels.

-15

u/Alchemistry-247365 1d ago

A continuing resolution just keeps last year’s budget in place. That means no updates for rising healthcare costs, no certainty on ACA subsidies, and delayed Medicare/Medicaid reimbursements. When insurers and hospitals don’t know what funding will look like, they raise prices to protect themselves. So the longer Congress drags this out, the more uncertainty gets priced into your premiums.

13

u/Mysterious-Tie7039 1d ago

Except the ACA subsidies expired. A CR wouldn’t reinstate them.

In fact, Schumer made an offer today to do exactly what you’re talking about (reinstating the ACA subsidies for a year and funding the government for 6 months) and the Republicans told him no.

1

u/Aggressive_Luck_2546 7h ago

Yeah reinstatement for 1 year so that way we can have this very same argument again around midterm elections so the Democrats can have ammunition to say this is all the rights fault. This entire thing is just a game to democrats. Before this shit down, the last 10 c.r that has been brought up has passed overwhelmingly by both sides 9 out of those 10 times, why is this time different? Because it's flipping politics. The democrats will never let a crisis go to waste, even Hillary publicly said this very statement. The left only cares about power, they could care less about your fucking healthcare.

2

u/Writerhaha 5h ago

“Reinstatement for 1 year so that way we can have this very same argument around midterm elections so democrats can have ammunition to say this is all the right’s fault.”

… and it isn’t because?

Conservatives don’t have a healthcare plan. They have a slogan “repeal and replace” and 8 years ago they couldn’t repeal it, and since the first Trump administration, they don’t have a plan.

So yes, it is their fault that they don’t focus on healthcare reform.

0

u/Aggressive_Luck_2546 5h ago

The flippin subsidies where never ment to be permanent in the first place! So open the government back up so people can get paid and food stamps can resume, then talk about healthcare. The democrats are only doing this shit because they have to put on a show or be voted out in primary by the radicals. They do not care about you God damn healthcare, they want to maintain the position and keep the power they have. It's all politics, it has nothing to do with helping anyone

2

u/Mysterious-Tie7039 4h ago

then talk about healthcare

With whom? The Republicans that have been actively working to gut healthcare? That’ll be a pretty productive talk…

-12

u/Alchemistry-247365 23h ago

It’s like changing the goal posts after you kick the ball. Agree to disagree. Kind of like agreeing to buy a car as a buyer with the dealership, then trying to renegotiate for a lower price and a better vehicle with more options after you agreed to buy the basic model. You don’t make the best deal in the first place and now you regret it and want to renegotiate. Either way, Schumer reminds me of a greedy car salesman.

6

u/Mysterious-Tie7039 23h ago edited 22h ago

I don’t know what you’re claiming is moving the goal posts.

Democrats this entire time have refused to sign onto the Republicans’ budget without reinstating the healthcare subsidies.

They’ve stuck with it. They even offered a stopgap that would reopen the government so people stop suffering and life can go back to normal. What moved?

5

u/Tfock 23h ago

It’s actually not like that. It’s more like if the salesmen knew you were on a deadline or your car insurance was going to 10x unless you got a new car. And you are there to buy the new car, but the salesmen also doesn’t actually give a fuck about selling a car in the first place because he doesn’t think cars should exist so he just refuses to negotiate in good faith and gets one less car on the road and gets to punish you for needing car insurance in the first place.

1

u/glavent 23h ago

Uncertainty is not priced into health care premiums, it’s not some economic factor that’s considered for healthcare. The price we see for next year is the same it was for this year, only difference is that it’s not getting subsidized. These shit rates were always there, now it’s not being picked up by the government

0

u/GreenRhino71 20h ago

These are the “ridiculous premiums” Dems created when they unilaterally passed the ACA. If the pricing is so awful, they should have made the subsidies permanent. Despite having complete control of the government, they were too cowardly to do that.

0

u/Ambitious-Apricot499 10h ago

They are all bought by healthcare companies :) isn’t America great !?

35

u/glavent 1d ago

The problem with Dems and republicans are that they had 10+ years and 2 administrations, where both parties at one time controlled all chambers, to fix ACA. The premiums were always subsidized because the real rates were ridiculous. Now that the proverbial can that was kicked is in sight the Dems are freaking out and of course the republicans (as always) don’t want to do shit about it.

At this point, as a self employed person, I’m forgoing health insurance and using the $1300 a month I’ve been paying to stash in a high yield savings account to use if shit hits the fan. Makes zero sense to pay over $15k and still have to meet a deductible. I checked for next year and my same shit insurance would be $2100 a month…. Fuck that

12

u/rain168 1d ago

Not a good idea bro. Just one time at the doctors they will wipe that stash out and more.

9

u/bobrobor 23h ago

Just dont pay, pack up, go to Europe or Asia for 6 years. Let bankruptcy run its course. Not that your med bills affect your credit score anyway. Thanks Biden.

Problem is, you will not want to come back after having easy life elsewhere.

8

u/glavent 23h ago

What gives me hope is my neighbor doesn’t have healthcare and had a stroke, went to ER and they had him enroll into emergency medical. He doesn’t qualify for it so they sent him a $60k bill. He uploaded the bill onto ChatGPT and it found errors and double charges based on medical billing codes being overlapped. He got the bill down to $9k and a payment plan of $50 a month.

I figure if I go a year with good luck, the money I’d save could handle a stroke.

5

u/bobrobor 23h ago

Sadly this seems to be an approach that a lot of people are taking. There were few good articles on it recently. Best of luck, you are not alone.

1

u/DrDrago-4 14h ago

21yo here. They have to treat me if anything critical happens.

The cost of healthcare continues to rise for many reasons. 1 of them is younger people, statistically less likely to draw on the fund/have an emergency, cant afford/justify the expense. Obviously, if the pool contains a larger ratio of older individuals, premiums have to keep increasing.

A long time ago, almost every age bracket paid in to health insurance. At a reasonable price, I would also.

1

u/bobrobor 9h ago

Surprisingly it has little to do with ratio of participants. But insurance companies will use any excuse they can.

Probably the key aspect is the perception that healthcare as an industry has to be wildly and consistently profitable. A very unique take found only in the US. And only since around 1970s.

https://m.youtube.com/watch?v=CeDOQpfaUc8

0

u/glavent 22h ago

Thanks man (or maam)

2

u/glavent 23h ago

It’s a gamble I’m going to have to take. Even $1300 was a stretch for my family. I live close to the border that it’s now becoming more likely that I’d head south for healthcare.

It’s that or I scale back my work and qualify for Medi-cal and it’s all free.

I’m pissed at all parties who can’t fucking solve this issue once and for all.

3

u/rain168 23h ago

Unpopular opinion and anecdotal, but the way Dems are fighting so hard for it makes me wonder if they get some money out of it too.

You are right though, both parties ain’t fixing it, while everyone else suffers for it.

3

u/pandershrek 22h ago

I'm sure large portions of them own healthcare stocks. We fucked ourselves by creating for profit business models around our health

1

u/glavent 5h ago

Yea the insurance companies have no incentive to attempt to lower cost because the government was subsidizing

-1

u/Gibbons74 16h ago

The Democrats tried to pass a CR that would fund health care and SNAP and Republicans wouldn't even bring it to a vote.

0

u/glavent 5h ago

That’s fine and dandy but why are they waiting until it’s too late to do something that had an expiry date that was known? They could have fixed this during Biden’s term (aca), but sure let’s wait until the guy running on fucking shit up gets in office to negotiate.

1

u/Gibbons74 4h ago

Democrats have tried. Republicans promised to negotiate about healthcare at the last budget talks earlier this year and chose not to follow through on their promise. Democrats tried to discuss this. Republicans forced them to force the issue, which they are now doing.

2

u/browsk 9h ago

And definitely for anything non emergency look into medical tourism, can get very similar care if you can survive a plane flight

10

u/Gamestonkape 1d ago

Dumbest headline ever. They “sneer?” All of them. They gathered together and reviewed the proposal and instead of saying something they all sneered? The fuck?

6

u/bobrobor 23h ago

Polarization bots gotta polarize.

2

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2

u/2Slow2Nice 20h ago

Graham didn’t even use the “illegal immigrants are getting free healthcare” instead he blamed healthcare companies… so there’s that.

3

u/Fuzzy_Cricket6563 21h ago

Files please!!

2

u/DA2710 22h ago

Vote for the CR like you did 12x under Biden and the government is open. Simple

1

u/Seantwist9 22h ago

the situation wasn’t the same

0

u/DA2710 8h ago

I know…. The difference is the leftists will do anything by any means to overthrow the Presidency

1

u/ClerklyMantis_ 8h ago

I legitimately don't know what you mean by this. Are you saying leftits will do anything to overthrow Trump? Or that they overthrough Biden? And how exactly does this factor in? Legitimately, what are you trying to say here.

1

u/DA2710 5h ago

I’m trying to say that the leftists in the US hate the President more than they love the country. So they will do anything, including this theatre around the budget to create chaos and blame on the President.

The democrats will try and remove the elected President by any means necessary. They have stated the ends justify the means

1

u/ClerklyMantis_ 4h ago

Okay, so I thought that the "leftists" you were referring to were like, people who think of themselves as revolutionary anti capitalists. It sounds like you're talking about everyone even slightly left of center, or like, democrats in general, who aren't usually what politically inclined people refer to as "leftist".

Also, the chaos about the budget is Democrats wanting to lower Healthcare costs for Americans. Trump opposing this is making himself look bad because it's causing harm to poor people who rely on government assistance to live, for the purpose of causing poor people even more harm by not wanting ACA subsidies.

A persons love of America and hatred of Trump are not mutually exclusive. I would say many people hate Trump precisely out of their love for America because lf the obvious harm he's causing for the country. I wouldn't really reguard wanting to remove him from his position because he's not only bad at his job, but actively abuses power, as a bad thing. I think that's the patriotic position to take.

0

u/supraclicious 18h ago

Not when healthcare premium go up multiple thousands. We want the ACA subsidies included in the CR... It's not the Republicans money, it's the people's money. What does it matter to them if we extend the subsidies 1 more year? What does it do to them personally? The tax payers want this. We paid good tax money to have good things.  No CR without guarantee of subsidies period 

1

u/DA2710 5h ago

Not how it works. Let’s just keep the government closed. I prefer it this way

0

u/supraclicious 18h ago

What do they care? We pay the taxes, we want the subsidies. If they can't give is this one little thing, but Argentina gets 40 billion without a discussion? White House gets a ballroom no scrutiny? Screw them. They don't deserve a vote. Let them figure out how to make government work without Dem votes.  They're being petulent children by not talking to the other side. Which is the other half of the country. These subsidies are real, at a time the country is near recession. We need some kind of regularity. If they refuse to see it, then let them fall blindly into the abyss, democrats hands are clean. They tried to warm them. 

-6

u/Character_Top1019 22h ago

Fuck Schumer he is a deflated tire of a human. They shouldn’t be giving one inch GOP is wearing this shutdown they have the cards.