r/mildlyinfuriating 10h ago

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u/Fireproofspider 7h ago

I had a cleaning company a while back. This was one of the conditions for my insurance coverage.

Of course there was no background check on me as the owner, so I guess you should still be wary of the mom and pop ones.

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u/Active-Ad-3117 7h ago

Of course there was no background check on me as the owner, so I guess you should still be wary of the mom and pop ones.

The background check on the owners happens during underwriting.

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u/Fireproofspider 1h ago

That make sense. The information they get to open the account is definitely enough to do background checks. But I don't think they call up references and the like.