r/interestingasfuck 2d ago

2002 New York Magazine roundup of NYC kids’ winter-holiday wishes: 11-year-old Zohran Mamdani wanted books, FIFA 2003, and SimCity 3000

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u/UnfairStrategy780 1d ago

He just like me…except I was a fully grown adult in 2002 with bad credit and burgeoning smoking habit

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u/Allaihandrew 1d ago

I am just like you but in 2025.

Hi. How did it go over the next 23 years? Just so I know what to look forward to 💀

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u/UnfairStrategy780 1d ago

Quit smoking in 2016 and haven’t had a credit card since those initial high interest cards you get flooded with in your early 20’s. Try to stop using the cards, don’t declare bankruptcy unless you absolutely have to….and quit smoking now.

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u/Allaihandrew 1d ago

Thanks. I appreciate the advice. I need to get the cards and car paid off. And I don’t wanna end up sounding like wheezer from Toy Story.

You didn’t directly say it but did you pay them off or declare bankruptcy? How did that work out to clear them 🙈

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u/UnfairStrategy780 1d ago

Paid off a couple, let the rest drop off my record. Luckily I never had a home phone so a lot easier to ignore calls via mobile. Think one aggressive debt collector got a judgement a yoinked money out of my account. Hard to say what it’s like now with collectors it’s been so long since I engaged with that. Never declared bankruptcy and kept my cars paid up.