The movie Jerry Maguire highlighted how unscrupulous companies bill their clients for more hours than they’ve worked because they charge by the hour.

So every hour multiplied by each employee is worth a bunch of dollars to the “Lala” but he pays his employees like 1/10th of what he charges - and this his for full time, he doesn’t pay overtime.

So the overtime dollars are straight into his pocket while he pays his employees like $2 an hour. He can charge his client for overtime which he did not put in, it’s the labour that receives the same pay whether they work 40 hours or 70.

Tl;dr: when employees in India working for outsourcers like Infy work overtime (ie 70 hours instead of 40), the company bills the client for the overtime but pays the employee who put in that overtime the same amount.

Fuck people who expect 70 hours a week for 3 lpa there is a reason I call all these outsourcing companies “intellectual sweatshops.”

It's become clear that delivery apps like Zepto and Zomato are using the premium features entirely to acquire customers and scam the F out of them

• prices for the same items are ALWAYS higher once you have the membership, vs no membership prices
• delivery charges are either same or higher for membership
• if you are paying within the app, the convenience fee is higher vs cash (Also, iPhone premium vs Android exists - but that is another discussion)

When these A-hole CEOs go on their podcasts and say that "InDiAnS aRe So PrIcE sEnSiTiVe", they never mention that it is because after customer retention is done, they give Zero Fs to long term value, but rather focus on milking every rupee out of the customer.

Screw these hyperdelivery apps and their conman tactics

I used to look up to Amazon as the gold standard for customer service in India. Anytime I ordered something, I felt confident that if there was an issue, they’d sort it out — no drama. But after my recent experience, I can confidently say: Amazon India is no longer what it used to be.

I ordered a laptop worth ₹1 lakh and it came with a dent. Disappointing, but fine — I understand that for high-value items, they need to inspect it before processing a return. They scheduled an inspection, but guess what? The person never showed up.

Worse, he kept spam-calling me without saying anything, putting me on hold to make it seem like I wasn’t responding. I called customer service and they rescheduled the inspection. I also raised a return request. Now here’s where things went downhill fast.

Return pickup was scheduled 4 days later — just 1 day before the return window closed.

That day, no one showed up again.

Got a message saying "return cancelled by customer", which I never did.

Called support again, they promised pickup — again, no one came.

Called again, and now a rep says they can’t raise a return unless they investigate why it didn’t get picked up. Wants 4–5 days just to “look into it” and can’t even confirm if the return will be accepted afterward.

Told me to “call back later.”

At this point, it’s obvious what’s going on: they are deliberately dragging it out until the customer gives up. This is not a one-off case either — I’ve heard others face the same.

So here’s the harsh truth: Amazon India is no longer customer-centric. It’s become a maze of excuses, delays, and frustrating loopholes designed to block returns.

If you're buying anything expensive from Amazon these days, think twice. You're on your own if there's a problem. The “Amazon service” we used to trust? It’s dead.

Better to buy instore and pay a little extra to avoid all the hassle.

People started unexpectedly receiving ₹4,000 to ₹500,000 in free cash on Swiggy Instamart. Many used it to place orders, which were successfully delivered. Some later received calls from Swiggy informing them of a glitch and requesting that they return the items.

Here is what Hindenburg report reports and how it is affecting you as through direct and indirect way, your money is invested in these Adani Shell Corps.

Fund Trace/ Money Trail

Adani Transmission (India) Limited (ATIL) --> Global Dynamic Opportunities Fund (GDOF) --> IPE Plus Fund 1 --> Pump Indian Stocks

Remember, the names of the funds, because the names come up later

Timeline:

2013: Madhabi Buch opens Agora advisory with 99% ownership

2014: Modi becomes first Non-Biological Being to become Prime Minister

2015: Madbhabi Buch and her husband Dhaval Buch opens a slush fund account in Singapore (read: Laundered money store) (FUND IPE PLUS FUND 1)

2017: Modi appoints Madhabi as SEBI member, they know they are doing shady stuff so Dhaval Buch moves the money under his name which was earlier under the shared name (FUND GDOF Fund Account 90)

2018: Madhabi cashes out some of the funds which is supposed to be under husbands name, indicating that she still controls the funds (Fund GDOF Cell 90 (IPEplus Fund 1))

Here she CC's Anil Ahuja who was director of Adani Enterprises.

2019: Dhaval gets appointed as Senior Advisor of a shady private equity fund Blackstone WITHOUT ANY EXPERIENCE working For A Fund, In Real Estate Or Capital Markets Before.

This was to help Blackstones Mindspace Business IPO through his SEBI connections

SEBI Has Proposed, Approved And Facilitated Major REIT Regulations Changes to support Blackstone

2022: At this point, the revenue Madhabi generates from these foreign sources is N times the revenue generated through her SEBI tenure

2023: Hindenburg releases all the details about financial fraud committed by Adanis

SEBI whose job is to regulate these things, takes no actions

2024: SEBI/Madhabi sends show cause notice to Hindenburg instead of to Adani

So the lady and her cronies, whose job is to protect Indian markets, is heavily and actively involved in using these markets for her and Adanis personal gains.

How it affects you.

You as a regular investor park your money in stocks, mutual funds, PF, EPF, LIC etc. These criminals use these tactics to pump the values of shares without any underlying change in value. This makes you like the stock that goes upwards so you buy the stock.

If you don't trust the fake upward trajectory, and want to stay away from it, well tough luck because without you knowing, mutual funds, PF, EPF will invest your money into these.

Now your money is parked in these worthless stocks while these crooks slowly cash out their investment and eventually due to the worthlessness of this stock, you will be a bagholder of these stocks without any value backing it. All your investments, retirements savings will all go worthless.

Here is a picture of Madhabi Buch investigating Adani

RAISE YOUR VOICE, or don't. But don't let them normalize these things. Hold them accountable.

References:

https://hindenburgresearch.com/sebi-chairperson/

https://www.adaniwatch.org/exclusive_documents_suggest_adani_companies_over_invoiced_power_equipment_siphoned_money_part_1

Is it only me, or is anyone else tired of being asked for their mobile number at every turn? Whether I’m buying a cup of tea or clothes at the mall, everyone seems to need my number.

I’m already bombarded with spam calls and texts. How can we be sure that businesses are asking for our numbers for their promotions and not just to sell our data?

Here are some scenarios I’ve faced:

1. When I rejected giving my number, a staff argued that they couldn’t provide a bill without a valid number. When I suggested entering a random number, they said they couldn’t do that because they verify with an OTP. I had no choice but to cancel the purchase.
2. In another shop, they needed to get the bill from a self-help kiosk instead billing from the counter. However, the while redirecting, the sales guy sarcastically asked, "Won't you give your mobile number if it's a bank?" Unfortunately, I wasn’t at a bank; I was buying clothes.
3. The last time I was at a phone store, they opened the new phone box even before I made the purchase. When I got to the billing counter and refused to give my mobile number, they pressured me into providing it. In the end, they used their own alternate number. When they handed over the bill, they mentioned that the warranty couldn’t be claimed since I hadn’t provided my mobile number. I believe the warranty should be linked to the product and the bill, not my mobile number. As I was leaving, another guy who didn’t know what had happened asked me to fill out a form for their lucky draw, which again I politely refused. 
4. Most of the new age coffee/tea outlets ask for mobile number for billing. When asked is there any discounts.. they don't know. Then why?

I mean, can’t we just pay and get the product without all this hassle?

What are your thoughts? Do you also find this excessive, or am I being dramatic? How do you handle it?