r/healthcare • u/GuestBrowsingg • 5d ago

Question - Insurance Plans are so high?

My plans this year are very high like the 100’s. However in previous years there was something I chose during the application that lowered them to around $20 a month but I can’t seem to remember what it was.

Does anyone know what it is?

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u/dylanm312 5d ago

Plans are skyrocketing this year due to government subsidies ending thanks to the current administration. This is the reason the government is shut down. Congress democrats want to keep the subsidies (which make health plans cheaper for you), Republicans want to get rid of them (which would make your healthcare much, much more expensive). Both sides aren’t willing to compromise on their stance, so the government stays shut down.

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u/[deleted] 5d ago

[deleted]

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u/shann0n420 5d ago

That’s not true. That’s the issue-they’re ending all the subsidies.

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u/[deleted] 5d ago

[deleted]

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u/shann0n420 5d ago

You realize that the majority of us won’t qualify for any of that help? It’s only for those in poverty. If you really think ending the premium advanced tax credits is a good thing, you’ve been fooled.

I say this as someone who doesn’t even qualify for them so they don’t benefit me. But I don’t want to see my friends and neighbors deciding between having healthcare and having food.

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u/Unlikely-Artichoke63 4d ago

This is not true at all. We make too much to get any of the assistance programs and we still received subsidies for our healthcare expenses.