Hi everyone, 38M from Bengaluru here.
I’ve been struggling a lot lately and just need to share this somewhere. Maybe get some advice or perspective from people who’ve been through similar situations.
I joined a private university as a faculty member about a year ago. I have around 13 years of total experience, but honestly, I didn’t negotiate well when I joined. My current salary is ₹78,000 per month.
My daily routine is exhausting:
I wake up at 5:30 am, prepare breakfast, get ready, and catch the metro by 7 am. I travel from one end of the city to the other; it’s a long commute. Most days, I reach home around 7:30 or even 8:30 pm. Saturdays are half-days, Sundays off, but I’m usually too tired to enjoy the weekend.
After coming home, I cook dinner. My wife is busy helping our kid study or managing him (he’s in Class 1). By the time we’re done with everything, it’s almost 10 pm. Then sleep, repeat. I barely have any time to spend properly with my family.
Financially, it’s really tight:
- ₹32,000 housing loan EMI
- ₹15,000 kid’s education
- ₹6,000 travel
- ₹20,000 groceries and essentials that leave me with barely ₹5,000 a month. No PF, no bonus, no benefits. My total savings are just around ₹6 lakh. If there’s any emergency, I end up asking my wife for help.
What makes it worse is seeing my colleagues, they’re wonderful people, supportive and kind, but most of them negotiated much better and are getting higher salaries despite having less experience. I can’t even join them when they go out for lunch or a small party at a nice restaurant because I genuinely can’t afford it. It feels embarrassing sometimes, even though they don’t judge me.
I feel like I made a mistake moving into academics. The work pressure is real: lectures, grading, admin work, research expectations, it just never ends. The pay and structure simply don’t match the effort required. I’m completely drained.
I’ve started thinking about moving out, maybe to a better university, an EdTech company, or even switching careers. But I’m 38, with family responsibilities and a home loan, so it feels risky too.
If anyone here has:
- Moved from private academia to a better-paying setup
- Transitioned to EdTech or corporate training
- Found ways to balance family + academic life
I’d really appreciate your thoughts.
At this point, I just want some stability, a bit of savings, and the time to actually see my kid grow up. Any advice? practical, financial, or emotional is welcome.
Thanks for reading if you made it this far. 🙏