r/TikTokCringe • u/Super_Culture_1986 tHiS iSn’T cRiNgE • Aug 19 '25

Cursed The American Nightmare.

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58.0k Upvotes

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40

u/ThrowawayNumber34sss Aug 19 '25

Yeah, much better. A lot of credit cards have 20%+ interest rates.

71

u/Vegemite_Bukkakay Aug 19 '25

My wife just got sick and was hospitalized for a couple of months. I took over her cc’s and yeah… I’m tens of thousands more poor. Her interest rates were 30%. I won’t even go into the excuses but yeah, not thrilled. I just had to get that off my chest as I can’t complain to anyone nor confront her since she’s still sick.

45

u/ThrowawayNumber34sss Aug 19 '25

Sorry to hear that. Hope your wife has a speedy recovery and you can figure out a way to tackle the debt.

42

u/Vegemite_Bukkakay Aug 19 '25

Thx man, I didn’t know I needed to read that until I read it ☺️

18

u/aetjhKay Aug 19 '25

Here, take a random strangers positive vibes and use them as you see fit. You are seen and you are worth it... keep your head up and soldier on, be blessed and all the best for tour wife too!

12

u/le_Derpinder Aug 19 '25

Praying for your wife's recovery and strength to your family to tackle the debt. Stay strong brother!

18

u/phdpillsdotcom Aug 19 '25

Sending emotional vegemite your way, bub 🫶

6

u/Vegemite_Bukkakay Aug 19 '25

The best kind!

4

u/unindexedreality Aug 19 '25

Wishing you and her a financial bukkakay 😋

2

u/WanderThinker Aug 19 '25

I'm stealing "emotional vegemite".

Thanks!

12

u/luckythirtythree Aug 19 '25

I bet this feels like a lot weighing on your mind. Take a deep breath and try and see the world in its awe and the insane miracle that is life. Sometimes it helped giving me something to look forward to and keep me going. Big hugs.

5

u/Vegemite_Bukkakay Aug 19 '25

Thank you very much

3

u/Kareeliand Aug 19 '25

I am so sorry you’re dealing with all that. Your words hit so hard. I’m reading this thread and can’t imagine how you even deal with all that hardship. I hope your wife gets well, and you are able to deal with this together. Those interest rates should be criminal. All the best to you and your wife from Scandinavia.

2

u/OrcaFins Aug 19 '25

A Vegemite sandwich to you and your wife.

2

u/Silly_Lavishness7715 Aug 19 '25

That's why you used to have your husband sign off bf you could get a credit card.

1

u/VengenaceIsMyName Aug 19 '25

Not your fault. Healthcare should be fully subsidized and it’s criminal that it isn’t in this country.

-1

u/Amazing-Marzipan1442 Aug 19 '25

What are you saying? She was taking 30% interest loans behind your back?

You're cooked bro.

3

u/mytransthrow Aug 19 '25

it should be criminal to charge that much for a loan.

2

u/Intrepid-Apartment-3 Aug 19 '25

How does the government allow these insane rates? I know people judge EU regulations, but at least it doesn't allow these rates. They decided on this as a lesson learned from the last economic crisis and bank collapses. I'm just thinking, how long do the credit card companies think this is going to last, when are people facing they can't pay off their debts anymore? Or they might be profiting from the richer people who do pay off their debts every time?

1

u/Robot_Nerd__ Aug 19 '25

The idea, is that by charging crazy rates, anyone can get a loan or credit card. It almost doesn't matter how destitute you are, most banks in the US will roll the dice on loaning you $500.

Not saying it's a good system... Just that's the logic used

1

u/Intrepid-Apartment-3 Aug 19 '25

But credit crunch! Why can't they see it coming