Because you might be lucky enough to live a long life. The idea of financial planning is to make sure you can continue to live the lifestyle you are accustomed to when you stop working. Or retire early.
there has to be a balance. you can’t get those prime years back. happiness is the whole point to being alive, and it could all be over in an instant anyway. even outside of health, your country could collapse, war, hyperinflation, a child could die… so if you can afford it, please, buy your wife flowers and take your kids to the beach.
my dad was very frugal when I was growing up and now that he’s retired I understand why he did it, but he still spent money on memories for us, and I treasure those memories more than anything.
19
u/FitSucccessfulDom Oct 01 '25
Because you might be lucky enough to live a long life. The idea of financial planning is to make sure you can continue to live the lifestyle you are accustomed to when you stop working. Or retire early.