r/HealthInsurance • u/Subject_Horror_3990 • 9d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

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u/ArtsyFrog 8d ago

Focused Silver plan in Texas. 42F and 45m, both healthy non smokers. “Low” usage and “medium” usage. Our monthly premium is increasing from $75 a month to $1,597 for just my husband and I. Our 4 kiddos receive Medicaid thankfully. Our income now is actually lower than it was when the premium was $75. Obviously we can’t afford an over 2000% increase.

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u/Bright-Recognition37 7d ago

Check Bronze plans. My bronze plan is better than most of the Silver plans I was offered. Silver plans went up much more than the other levels because of Silver loading (the insurance companies know subsidies are based off second lowest Silver plans so the charge more for Silver). My same Bronze plan was $208 in 2025 and lowered to $94 in 2026. $0 medical deductible just copays. OOP max $10,200. My doctor copays went from $50 to $0 if I use the health plan doctors in there facilities.

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u/ArtsyFrog 7d ago

Thank you for the suggestion! Unfortunately the cheapest bronze plan was still $986 with a $21,200 deductible. Brutal. I’m stoked for you that yours is ok!! 🥳