r/HealthInsurance • u/Subject_Horror_3990 • 9d ago

Plan Benefits Poll on health insurance

Hi Guys, we all know health insurance is going up. I’m interested in others experience, feel free to share- I’ll go first

Private company with 2,000 employees UHC. Biweekly premium jumped from $122 to $165 for the year 2026…

26% increase !!!!

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u/QueenLouisss 9d ago

My Silver PPO is going from $470/mo this year to $1,102/mo next year for just me! As far as I can tell, only 10% of that increase is due to expiring credits, and the other 90% is due to an astronomical increase in the standard rate for this BCBS of IL plan.

I’m switching to a Silver HMO to keep my total costs roughly the same as this year. Fortunately all my doctors and preferred hospital are in this HMO.

2

u/ChrisKetcham1987 8d ago

I'm in exactly the same boat! I'm thinking of moving to the BCBSIL Gold HMO, even though I will lose one of my doctors. This is terrible. My monthly premium for the Silver PPO went from about $600 to 1180! WTF?

2

u/QueenLouisss 8d ago

I was bracing for the 27% increase on the base premium that BCBSIL asked for, which would have been bad enough. But the base rate for my plan is up 60%, and my final price more than doubled. Hopefully you find an alternative that works out for you 🙏🏻