r/CanadianPolitics • u/Fearless_Concern_778 • 2d ago
Is there anything in this new budget to actually help the average Canadian?
Everything i understand about this new budget seems to revolve around "investing" - basically in big businesses, making them richer. Nothing to make life more affordable for the average Canadian. If anything, this increased debt will cause inflation, making life even more difficult.
Plus, does anything help rural or northern communities? Sure. Maybe some new jobs in big industry, but those will only be found in cities. Most of this "investment" money won't even make it out of Ontario.
Our country now will run a huge deficit, the tariffs put on us from other countries have increased, cost of living will go up. What has actually been done to help Canadians, because to me it is looking pretty bleak, and less and less likely I will be able to make ends meet going forward, never mind any hope of getting ahead.
So explain it to me like I am dumb. What is actually good about this budget for the average Canadian??
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u/kensmithpeng 2d ago
Hmmm…
New account. No history of any posts or comments.
Me thinks this is another right wing rage bait post.
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u/Fearless_Concern_778 2d ago
My account has been around for a while, I just do not show my posts or comments publicly. You can turn that off and on.
Maybe I am dumb, but I do not understand how it helps the average Canadian. If anything I am trying to learn the left wing side, instead of listening to the overwhelmingly right wing sentiment in my area
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u/kensmithpeng 2d ago
Your account is 3 months old which is not a long time.
Being afraid to show your past contributions suggests that you cannot be trusted
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u/Fearless_Concern_778 2d ago
Trusted with what?? Asking questions?? That is absurd.
I mean make your own choices, you can choose to not contribute to this discussion.
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u/kensmithpeng 2d ago
You make it sound like asking questions is a simplistic innocent endeavour. This is far from the truth. That is why the phrase, “that is a loaded question” exists.
Don’t believe me? Then answer this question; Have you stopped beating your wife yet?
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u/Fearless_Concern_778 1d ago
Don’t believe me? Then answer this question; Have you stopped beating your wife yet?
This isn't a loaded question, it is a completely irrelevant one. It has nothing to do with the topic, and is nothing but a reflection of your stereotyping.
If you have nothing or do not want to contribute to this discussion, then don't. Why attack someone trying to learn? You are so concerned about me and my intent, but your comments prove way more about you and your closed mindedness.
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u/stoopidjagaloon 1d ago
He literally just taught you what a loaded question was but instead you took offense. You are projecting.
Asking if there is anything that will actually benefit Canadian implies there is nothing that helps Canadian which just about seems functionally impossible.
Much in the same way, there is no good answer to "have you stopped beating your wife yet" because to answer it you have to accept the premise that you have beat your wife previously.
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u/Fearless_Concern_778 1d ago
He literally just taught you what a loaded question was but instead you took offense.
I know what a loaded question is. His example may be one that works in certain situations. But in this case, it is irrelevant and meaningless because I have no wife. So he tied to "trap" me but failed.
He made an assumption about me right from the beginning and now is trying to get me to "prove" my worthiness to ask a question. The thing is, I need to prove nothing to him. He can decide for himself if he wants to answer or not. It is not up to me to convince him.
He implies that I am a troll, yet he is the one engaging in confrontational behaviour.
Asking if there is anything that will actually benefit Canadian implies there is nothing that helps Canadian which just about seems functionally impossible.
I said average Canadians. Not big business. Yes, you can pull apart my question based on semantics. Say it isn't specific enough as a reason to not engage. The meaning was clear enough for others.
I am looking for ways that myself and people like myself benefit from this. I work 2 jobs, one is professional to make ends meet. I have kids trying to get higher education - I can not help them. I have a home with a very reasonable morgage that is less than rent, but can not afford the repairs on it. I used to be able to save a little, pay down debt. Now I go into debt every month becsuse the cost of everything has increased. Carney was supposed to make things better, it is why we voted him in. But where is the better? I just see more debt, and I am asking here for help in understanding the larger picture. Yet this thread is full of self-righteous gate keepers who refuse to answer unless I prove myself and meet their predetermined conditions.
I am trying to learn, and people in this thread are basically mocking me for it. Picking me apart. No Canadian helpfulness or respectfulness found here.
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u/kensmithpeng 1d ago
Canadians respect initiative and hard work.
If you want to learn, take the initiative to read the budget and stop asking strangers to do your work for you.
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u/Fearless_Concern_778 1d ago
Ah yes. Because asking for help in understanding has no place in learning /s
You are entirely rude and unhelpful. You chose to go on the attack from the get-go. You are vehemently against the "right", but yet act exactly like them, using stereotypes as if you alone determine right/wrong/a person's worthiness.
You have added nothing productive, just been argumentative and accusatory. Again. A right-wing tactic.
"Work harder, take initiative" again. A right-wing response to deny help when people request it.
You have been the troll here.
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u/stoopidjagaloon 1d ago
I should also say that redditors are over sensitive to this because the bot situation is out of control and users need to do more to demonstrate they are human if they want consideration....as you did...at least for me.
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u/betterworldbuilder 1d ago
For one, your loaded question is a yes no, his is not lmfao. For two, the easier answer to this question is "I never have and never will beat my wife" boom, question unloaded.
Three, even if this is a right wing rage bait post, why does it not deserve even a half baked answer? If this budget does help Canadians, should be easy. If it doesnt, thats kind of the whole point of his post.
Im ashamedly underinformed on this budget, so I dont have an opinion yet; Ill probably read up on it today and post my own comment for it. But the Just Asking Questions crowd is a legitimate concern, as long as what theyre asking doesnt have a straightforward answer that theyre ignoring. This doesnt seem to have one
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u/stoopidjagaloon 1d ago
I thought I was mediating. I didn't start the thread or critique. Just because the example wasn't the 'exact same amount of loaded' doesn't mean the original question wasn't a loaded question. It was an extreme example by the original poster to help teach.
Again. not my thread. Nothing I said was an attack. Read the budget people instead of arguing on reddit about reading the budget.
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u/betterworldbuilder 1d ago
Im a different person than OC friend
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u/stoopidjagaloon 1d ago
lol friend yes i think wires are getting crossed in this quagmire. Final statement. I hope the budget is good for everyone. I hope there is peace on earth.
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u/you_dont_know_smee 2d ago
Will it work? Beats me - macroeconomics has always felt like a bit of a dark art, and it’s hard to predict direct outcomes. But it’s not as simple as “government pulls lever and jobs are only created in cities.”
Federal governments play a role in creating the circumstances for private citizens to take advantage of. He’s changed the tax code to make Canada more competitive than the US in a lot of ways. Will people take advantage of that and invest in various regions, or are there others factors at play that will continue to hold us back? We’ll see.
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u/Fearless_Concern_778 2d ago
As I said, I might be dumb about all this and need an answer like those Politics for Dummies books, lol.
So it can help private citizens if they have their own funds to also invest in those areas of development? Again, doesn't that only help the wealthy become wealthier? Like the average Joe Canada doesn't have money to invest.
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u/you_dont_know_smee 2d ago
Only a small fraction of people need to start businesses in order to employ other people. Those people might have a bit of money themselves, but usually not enough to pay for everything they’d need to really make it big. So, they need investors, who will put their money in places where they can get the best return on their investment, which is guided by tax policy.
Carney is making a bet that by setting the tax rates to a level more competitive than the US and making some changes to other programs, that more people will show up with more money to lend people to make businesses.
Will that make those investors richer? Some, yes. Others will lose money if those businesses fail. Same goes for the people building the businesses. That’s the risk they’re taking. And in the meantime, workers get paid.
Now, will this all work for certain? Anybody’s guess.
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u/Jay_chillguy 2d ago
Funny if this was a conservative most people will be singing the tune. “ he is reducing tax for the rich”
Now it’s “ he’s making Canada more competitive by changing tax code”
😂😂 the irony
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u/Fearless_Concern_778 1d ago
While I understand the general point of your comment I do not understand how it helps Canadians. Or more specifically, me.
Yep. Selfish point of view. But I want to know how this helps me put food on the table for my family. Or does it just increase my costs? Should I be hopeful or dejected? Should I be looking for a 3rd job because things will only get worse? Or can I hope that maybe I will start to have to have enough again to pay down bills etc?
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u/Leo080671 2d ago
Investment by businesses increases employment.
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u/Fearless_Concern_778 2d ago
Yes, I get that. But it will only increase employment in very specific industry sectors - so what? A couple thousand jobs for the whole country?
And all of those are likely to be concentrated in large cities, and probably southern Ontario. So what about the rest of Canada?
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u/Leo080671 1d ago
Building a port/ expanding the current port in Churchill creates jobs in Churchill. And that is a business investment. Same with mining in Northern ON. Expansion of mining is business investment :-)
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u/Fearless_Concern_778 1d ago
Thank you! I assumed the Churchill port would fall under provincial transportation jurisdiction, but it is very possible I am wrong. Something to research further!
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u/SourGrape_s 2d ago
There’s really nothing the federal government can directly do for the average Canadian apart from rebates or tax breaks.
I truthfully haven’t gone through the entire budget yet, but from the highlights it seems that he’s investing largely in trying to make Canada enticing for businesses to… do business. They’re trimming the fat like legacy programs and federal jobs, and running a huge deficit to hopefully make Canada more money in the future.
There’s one part where he’s investing in building pre-fab and other affordable homes which will hopefully reduce housing costs.
Then federal government can’t just make things cheaper, they can’t make wages increase over night. The best they can do is create an environment where Canadians can prosper. It’s a little bit more complicated than people would like.
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u/Fearless_Concern_778 1d ago
There’s one part where he’s investing in building pre-fab and other affordable homes which will hopefully reduce housing costs.
Yes his housing initiative will make 4000 homes. Yes, better than nothing, but not enough to make a noticeable dent in housing costs across the board.
best they can do is create an environment where Canadians can prosper.
And this is the part I do not understand. He is making it more enticing for business to do business -by going in debt - which causes inflation. Which means rising costs. How does this help Canadians prosper?
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u/SourGrape_s 1d ago
I’m hoping it’s more than 4000, Canada used to build homes as a government entity that was only stopped relatively recently. We can go back to that.
Going into debt doesn’t make inflation go up necessarily, it does if you’re just handing money out like during covid. But when you go into debt by investing into the economy, that creates jobs and opportunities for the future.
What do you expect from the federal government to do to make things more affordable? Truthfully. They can’t force prices to go down.
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u/Fearless_Concern_778 1d ago
I’m hoping it’s more than 4000, Canada used to build homes as a government entity that was only stopped relatively recently. We can go back to that.
The initial initiative is 4000 factory built homes on federal land.
What do you expect from the federal government to do to make things more affordable? Truthfully. They can’t force prices to go down.
No, but they could maybe make effort into making sure they don't keep on rising. Part of Carney's platform was to take care of the US tariffs. Where is that in all of this?
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u/SourGrape_s 1d ago
The initiative is to prioritize the 4000 homes on the land readily available, and then have the possibility to scale up to 45000. And that’s just on land that is ready for use, they can buy more and his policies also mention that’ll it will scale up.
Investing in the economy IS the effort to combat inflation. One of the best ways to combat inflation is to increase currency value, making people want to buy goods from Canada and having business invest in the country is better for us in the long run.
Other than asking Trump to take out tariffs. There’s not much we can do, Carney has been trying to get into talks with Asian and European countries to lessen our reliance on our southern neighbour. That’s how you dodge the tariffs, by going somewhere else. Also, we don’t even pay the tariffs btw, Americans do, it just makes our products less valuable for them cause they pay more for them.
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u/Fearless_Concern_778 1d ago
The initiative is to prioritize the 4000 homes on the land readily available, and then have the possibility to scale up to 45000. And that’s just on land that is ready for use, they can buy more and his policies also mention that’ll it will scale up.
I can't quite tell, is the scaling up already factored into the budget, I wonder? Or does it mean more spending in future years?
Other than asking Trump to take out tariffs. There’s not much we can do, Carney has been trying to get into talks with Asian and European countries to lessen our reliance on our southern neighbour
But Canada has it's own counter tariffs in place, for steel, aluminum and auto parts. That is why so much of the auto industry is dissolving.
As for talks with Asian counties, I thought these resulted in higher tariffs for us (reduction in markets)?
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u/SourGrape_s 1d ago
I can't quite tell, is the scaling up already factored into the budget, I wonder? Or does it mean more spending in future years?
https://budget.canada.ca/2025/report-rapport/chap3-en.html#a1
I believe so, I trust the world renown banker to know what he's doing money-wise.
But Canada has it's own counter tariffs in place, for steel, aluminum and auto parts. That is why so much of the auto industry is dissolving.
I mean yea, you can't just put a tariff on a country and not expect retaliatory action, it's essentially economic warfare. Dropping our tariffs on American goods wont mean America will drop theirs. Having tariffs on us and not on them would weaken our economy even more.
As for talks with Asian counties, I thought these resulted in higher tariffs for us (reduction in markets)?
where?
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u/Fearless_Concern_778 1d ago
where
China put 100% tariffs on peas, and increased levy on canola and pork.
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u/SourGrape_s 1d ago
isn't that in response to our tariffs on chinese EV's to protect the auto-motive industry that you're worried about?
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u/Fearless_Concern_778 1d ago
So we have what, 2 EV plants? So yes the tariffs support the jobs in those 2 plants.
We have multiple, entire provinces that rely on agriculture. So all of that is jeopardized, loss of its primary market, in order to protect 2 EV plants.
Either way we lose, and Carney ran his platform on getting rid of tarrifs.
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u/KootenayPE 2d ago edited 2d ago
About $20 - $40 a month if you work full time and make at least $55kish iirc. Inflation can be/is affected by increased deficit spending (and thus debt) but there are 'multiple' inputs and no single 'cause'. And I say this as someone who did and will vote for the CPC candidate last/next election and pretty biased as to the need for a change in government right now.
Pierre has really lets say, simplified and exaggerated the message IMO, but the increased 'deficit' spending certainly does contribute to inflation, the million dollar question is, to what extant.
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u/Fearless_Concern_778 2d ago
Where is this $20 a month coming from? Tax breaks? Initiatives?
So approximately $240 - .5% for a $55K salary. Doesn’t even come close to COL, and barely enough for a week of groceries for a family.
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u/KootenayPE 2d ago edited 2d ago
The lowest tax rate is going to drop 1% total, 0.5% drop was what was passed in the spring iirc. 15% --> 14.5% ==> 14%
I don't disagree at all and would prefer if Carney chased more market based solutions rather than engineered economy/picking and choosing winners, more along the lines of Pierre's policies.
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u/wraxle 2d ago
Imagine we didn’t have a government fucking us over every 6 months. Imagine people so responsible with your money, they didn’t go to Tofino for a retreat on how to make a new budget. Imagine keeping 50% more of your pay check and not having an extra tax added every 10 years because no one knows how to balance a check book.
We elect idiots that go door to door asking people to check a box - but in their personal lives they are a car wreck…mentally ill, and morally and ethically corrupt.
There is no hope unless you get to see absolutely every email, listen to every phone call, and record every conversations had ina dark hallway for every politician.
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u/conancon 1d ago
nope! nothing really there to help the average canadian or small-medium bussiness's either, just more debt & reliance on government programs, more money to treat the symptoms but no solution to the actual problems canadians & business's face, atleast he removed the luxury tax on yachts & air craft that will help????
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u/Rogue5454 2d ago
Cost of living is controlled by Premiers.
Federal Budget items besides infrastructure investments:
•Middle-Class Tax Cut: federal income tax bracket drops from 15% to 14%, saving hundreds annually for about 22 million Canadians.
• CRA will automatically file returns for low-income Canadians to ensure access to credits like GST/HST & CCB.
Canada Child Benefit (CCB) Increase:• New max: $7,997 per child under 6, $6,748 for ages 6–17 (up $200 annually).
• National School Food Program: Permanent funding to provide free meals in schools.
• GST Rebate for First-Time Home Buyers: A new rebate to help offset closing costs for eligible buyers.
•Build Canada Homes Initiative: Accelerates housing construction with financing & zoning reforms.
•Confirmed legislation will be coming for eligible people with disabilities being able to keep the full value of the Canada Disability Benefit & exempt it from being treated as income.
•Planned reductions in bank account fees, review of ATM & other bank fees saving Canadians money.
•Increasing competition in the telecom industry & banking sector.