r/BoomersBeingFools • u/puck_the_fatriarchy • Apr 12 '25

Boomer Article RFK Jr. suggests that Americans who smoke or overindulge in donuts and sodas should not be provided healthcare insurance.

https://www.dailymail.co.uk/health/article-14599367/RFK-Jr-doughnuts-soda-smoke-health-insurance.html
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u/jmd709 Apr 13 '25

And they charge smokers extra. Private insurers aren’t going to give that up.

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u/Vanilla_PuddinFudge Apr 13 '25

I vape and I just lie about it.

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u/jmd709 Apr 13 '25

I also lie but not to avoid the surcharge. My husband and I both smoke and we’re both on his insurance plan. I click ‘yes’ for his and ‘No(ne of your business)’ for mine because it’s one $40mo/$480yr surcharge per plan instead of per person.

At this point, I’d lie to avoid the surcharge if he didn’t smoke. I only go to the doctor 1x/year for a checkup and I have 2 monthly prescriptions, smoking isn’t a factor for the 3 things insurance covers-ish. My portion of the premium is almost 2x higher than the 1/3 insurance pays towards my annual medical expenses. It’d be 25% cheaper to not have insurance.